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Georgia Mortgage and Refinance Rates

On Thursday, February 20, 2025, the national average 30-year fixed mortgage APR is 6.97%. The national average 30-year fixed refinance APR is 6.96%, according ... to Bankrate's latest survey of the nation's largest mortgage lenders.

Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.
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LenderRate
APR
Mo. payment
as of February 20, 2025

  1. Step 1: Strengthen your credit score

  2. Step 2: Determine your budget

  3. Step 3: Know your mortgage options

  4. Step 4: Compare rates and terms from several lenders

  5. Step 5: Get preapproved for a mortgage