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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
Illustrated collage featuring a set of keys and an American flag
Most VA loan borrowers don’t have to make a down payment. Here’s how to decide whether you should.
A neighborhood view from the street
It offers a way to buy a home for half off the list price. But there is a catch or two.
Augusta, Maine
If you’re a first-time homebuyer in Maine, help is available.
HELOC is not interest only forever
It lets you make minimal monthly repayments for a while. But it could shock you at the end.
Two women discussing documentation in an office
Protect yourself from being charged over a loan delay that wasn’t your fault.
Illustrated image featuring a moneybag shaped like a house
It’s a mortgage has to adhere to certain standards — to protect both you and the lender.
A A/C technician tests a new install
A VA rehab loan can help you make upgrades — but only to essential systems.
Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
Cedar shingle house on the water in Cape Cod.
The rules are different for refinancing a second home or investment property.
A scale balancing a house and money
It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Couple discussing contract terms during meeting with realtor
There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Mother and son look at a car
Leasing companies must tell you all of the terms of the deal they are offering you.
A couple sits on a porch of a house drinking coffee.
Consumers have a variety of ways to invest in real estate in 2025.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.