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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in January 2025 and beyond.
Annapolis, Maryland
If you’re a first-time homebuyer in Maryland, help is available.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
Backyard of family home
These loans appeal to house flippers or those with unusual situations.
A Mediterranean-style single-family home with landscaping
The mortgage interest deduction allows you to reduce your taxable income.
Illustrated collage featuring a row of houses
If you get a mortgage, you’ll need to make a monthly loan payment. Here’s a look at the national average.
Grandfather and grandson on computer
Shopping around for a mortgage can make a big difference in the amount you pay.
Three people discussing homeownership options
A cash-out refinance is best reserved for major expenses.
Backyard of family home
These loans appeal to house flippers or those with unusual situations.
Three people discussing homeownership options
A cash-out refinance is best reserved for major expenses.
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
An abstract closeup of multicolored file folders in a filing cabinet
And do you need to keep all of them?
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Shaking hands
They’re hoping promos will make you ignore the runup in interest rates.
Mortgage refinance options for bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Here are the best mortgage lenders for February 2025.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
Image of a white house surrounded by greenery
And what do their differences mean for you, the mortgage borrower?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier. Homebuyer beware.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.