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Lemonade insurance review 2024

Updated Nov 01, 2024
  • At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict ,this post may contain references to products from our partners. Here's an explanation of .Our content is backed by Coverage.com, LLC, a licensed entity (NPN: 19966249). For more information, please see our .

At a glance

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BEST DIGITAL HOME INSURANCE COMPANY

4.1
Rating: 4.1 stars out of 5
Bankrate Score
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Auto

Rating: 4.4 stars out of 5

4.4

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Cost & ratings

Rating: 5 stars out of 5

5.0

Coverage

Rating: 3.5 stars out of 5

3.5

Support

Rating: 4.2 stars out of 5

4.2

Home

Rating: 3.8 stars out of 5

3.8

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Cost & ratings

Rating: 3.5 stars out of 5

3.5

Coverage

Rating: 3.7 stars out of 5

3.7

Support

Rating: 4.5 stars out of 5

4.5

About Bankrate Score

Bankrate's take

Policyholders looking for a digital-only insurance experience with AI-driven claims processing might consider Lemonade for their company of choice.

  • Unique AI-powered quoting and claims tools
  • Certified B Corporation and Public Benefit Corporation
  • Usage-based car insurance in seven states
  • Life insurance policies often available without a medical exam
  • Unclaimed funds donated annually to charities chosen by policyholders
  • Not rated by J.D. Power for auto, home, or life insurance

New

What’s new with Lemonade?
  • In 2024, Lemonade announced plans to expand by offering homeowners insurance in both the UK and France
  • Lemonade's 2024 Giveback program donated more than $2 million to 43 organizations globally, its eighth consecutive year of giving back to charities chosen by customers.
  • In summer 2023, Lemonade launched its pay-per-mile car insurance product in Oregon, with plans to support reforestation in Santiam State Forest through the Lemonade Giveback program. 

Lemonade car insurance review

Lemonade’s auto insurance product is relatively new to the market having only been launched in 2021. Lemonade acquired the usage-based digital auto insurance company Metromile in 2022, launching its pay-per-mile car insurance the same year. As of 2024, Lemonade car insurance is only available in seven states — Arizona, Illinois, Ohio, Oregon, Tennessee, Texas and Washington — though the company plans to expand coverage nationwide in the future. 

Lemonade received a 2024 Bankrate Score of 4.4 out of 5.0 for auto insurance. Lemonade stands out from other top car insurance companies because it uses telematics to base pricing on drivers’ mileage and driving habits. The company also employs artificial intelligence (AI) in the quoting process and policy management. 

In theory, this type of digital, AI-driving insurance can speed up insurance tasks and result in more fair, personalized rates than a traditional pricing model. However, it’s worth keeping in mind that individual rates will vary. Additionally, some customers may be uncomfortable with the data-sharing requirements of Lemonade’s pay-per-mile system, which requires location services to be turned on at all times in the Lemonade mobile app.

Pros and cons of Lemonade car insurance

Before you get car insurance quotes from Lemonade, you may want to consider the main advantages and disadvantages of purchasing auto insurance through this company. Some major pros and cons of Lemonade auto insurance include:

Green circle with a checkmark inside

Pros

  • Usage-based premiums may be more tailored to your specific driving habits
  • Discounts for all electric and hybrid cars, plus emergency charging benefits
  • Demotech financial strength rating of A (Exceptional)
  • Lemonade plants trees based on mileage to shrink drivers’ carbon footprints
Red circle with an X inside

Cons

  • Requires all customers to download the Lemonade app and keep location services on
  • Currently only available in seven states
  • No accident forgiveness or gap insurance available
  • Limited discounts available
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Lemonade car insurance cost

Bankrate’s insurance editorial team launched a study to investigate the national average cost of car insurance in 2024. Because Lemonade’s car insurance product is still fairly new, average rates aren’t available at this time. If you’re looking for the cheapest car insurance company for your profile, you can get an individual quote directly through Lemonade’s website by selecting “Check Our Prices.”

Lemonade customer satisfaction

Looking at third-party company ratings can help to illuminate how well an insurance company satisfies its customers’ needs. Unfortunately, Lemonade car insurance was not included in customer satisfaction studies by J.D. Power.

While Lemonade does not have a financial strength rating from credit agency AM Best, it received a financial stability rating of A (Exceptional) from financial analysis firm Demotech. 

Because expert ratings for Lemonade’s car insurance product are still limited, customer complaint records and real user reviews may be the best indicator of customer satisfaction for Lemonade auto insurance.

Lemonade auto insurance customer complaints

The National Association of Insurance Commissioners (NAIC) tracks customer complaints for U.S. insurance companies and compares each company’s rate of complaints as well as its market share. The resulting score, known as an NAIC Complaint Index, indicates whether a company has a high or low rate of customer complaints relative to its size, with a baseline of 1.00. Scores above 1.00 suggest that a company’s customer satisfaction is low, while scores below 1.00 are a positive sign for customer satisfaction.

Lemonade’s 2023 NAIC Complaint Index for auto insurance customers is 3.91, well above the industry average.

Lemonade car insurance discounts

Lemonade has a fairly limited number of car insurance discounts, possibly because its use of telematics acts as a built-in discount to help customers save on auto insurance. In addition to usage-based pricing, Lemonade offers the following discounts for car insurance customers:

  • App use discounts: In addition to low-mileage discounts through the Lemonade app, drivers can earn discounted rates simply by enabling certain permissions in the company’s mobile app.
  • Bundling discounts: Policyholders who also purchase renters, home, life, or pet insurance through Lemonade are eligible for an automatic bundling discount.
  • Early sign-up discount: If you purchase Lemonade car insurance in advance of your coverage state date, you could earn a discount on your policy, though the company doesn’t specify how far in advance the policy should be purchased in order to receive the discount.
  • Hybrid and EV discount: All hybrid and electric vehicles are eligible for a discounted rate.

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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Lemonade home insurance review

Lemonade could be among the best home insurance companies for homeowners looking for digital policy management or a chance to give back to charitable causes through their insurance. The digital insurance platform received a Bankrate Score of 3.8 out of 5.0 for home insurance and received a 2024 Bankrate Award for Best Digital Home Insurance Company.

Lemonade offers standard home insurance policies along with add-ons like a Scheduled Property package that can provide additional financial protection for art, jewelry, musical instruments, cameras and bicycles. Swimming pool, water backup and buried utility coverage are also available for Lemonade home insurance policies, along with a variety of other homeowners coverage add-ons.

A key advantage Lemonade promises to homeowners is a digital policy management experience, which includes AI-powered claims filing and customer service directly in the mobile app. Lemonade also donates unclaimed funds to a range of charitable causes, from the American Red Cross to the Trevor Project, through the Lemonade Giveback. If you’re looking for an affordable home insurance company that invests in social change and charitable giving, it may be worth getting home insurance quotes from Lemonade.

BEST DIGITAL HOME INSURANCE COMPANY

Lemonade uses AI technology to approve homeowners insurance claims, promising that payments can be deposited directly into policyholders’ bank accounts in as little as one to two days. This unique digital approach offers advantages to customers who value quick claims processing or prefer an all-online insurance experience.

See why Lemonade won
Awards

Pros and cons of Lemonade homeowners insurance

Before requesting quotes for home insurance through Lemonade, it may be worth considering the pros and cons of working with this insurtech company. Here are a few advantages and disadvantages of Lemonade homeowners insurance.

Green circle with a checkmark inside

Pros

  • Streamlined claims process via the Lemonade mobile app
  • Claims payout checks are direct deposited into your checking account
  • Ample endorsements available
Red circle with an X inside

Cons

  • Not available in every state
  • Can only purchase online and through the mobile app
  • Not rated by J.D. Power
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Lemonade home insurance cost

For some homeowners, Lemonade may be one of the cheapest home insurance companies, with Lemonade’s website claiming that homeowners policies can start as low as $25 per month. However, average rates for Lemonade home insurance aren’t currently available, so you will need to request an individual quote through the Lemonade website or mobile app in order to estimate your potential home insurance costs.

Lemonade customer satisfaction

Third-party ratings offer insight into customer service practices and real experiences for home insurance customers. In the case of Lemonade home insurance, these third-party ratings are limited. While the company ranked third for renters insurance in J.D. Power’s 2024 U.S. Home Insurance Study with a score of 682/1,000, Lemonade did not receive a customer satisfaction score from J.D. Power for home insurance.

While Lemonade’s high renters insurance customer satisfaction rating suggests that home insurance policyholders could have similarly positive experiences with this carrier, home and renters insurance are different products with different customer needs.

Lemonade home insurance customer complaints

Lemonade currently sits above the industry average for home insurance customer complaints, according to the NAIC. The company’s 2023 NAIC Complaint Index for home insurance was 3.52, which represents a small but steady increase from past years.

Lemonade home insurance discounts

The only homeowners insurance discount listed on Lemonade’s website is a bundling discount available to customers who also purchase auto insurance or pet insurance through Lemonade. However, the company notes that you may also qualify for discounts if you install protective devices like sprinklers and smoke detectors in your home, or if you use the mobile app’s discounts feature.

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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Lemonade life insurance review

In addition to home, renters, auto, and pet insurance, Lemonade sells term life insurance in lengths of 10, 15, 20, 25 and 30 years, with coverage of up to $1,500,000. Because Lemonade’s life insurance policies are sold online and usually don’t require a medical exam, they could be one of the best life insurance companies for anyone seeking term life insurance with a quick sign-up process. 

However, waived exams don’t guarantee that all applicants will qualify. Legal & General Group, which underwrites life insurance for Lemonade, still uses a health questionnaire to determine eligibility through Lemonade’s health and lifestyle AI assistant. Some applicants may be denied coverage or pay a higher rate as a result of their medical history. 

Lemonade’s life insurance is available in all U.S. states (except New York) and Washington, D.C. If you’re looking for the best life insurance company for your needs and want term life insurance that may not require a medical exam, you may want to request life insurance quotes from Lemonade.

Pros and cons of Lemonade life insurance

Looking for cheap life insurance can seem intimidating, but making a list of pros and cons to determine where your priorities lay can help.

Green circle with a checkmark inside

Pros

  • Fast underwriting decision after application
  • No medical exam required usually
  • Free look period allows for a full refund if policy is canceled within the first 30 days
Red circle with an X inside

Cons

  • Only term life is available
  • Riders may be limited
  • Not available in New York

Lemonade life insurance riders

Lemonade doesn’t list life insurance endorsements on its website. Because Lemonade life insurance policies are underwritten by a different company, the availability of policy riders may vary and could increase the cost of your life insurance.

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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Why Lemonade? It's a fresh twist on life insurance: easy, accessible and affordable.
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Compare Lemonade with other insurers

Lemonade stands out in the insurance marketplace for its unique digital options, investment in social programs and charitable giving, and ethos of transparency and fairness. While Lemonade may be a good fit for some customers, it might not fit all of your needs. You may want to consider comparing rates with some companies that share key value props with Lemonade, including the following carriers.

Lemonade vs. Kin

Kin is another company that uses data and technology to power its systems. Although it only sells home insurance and is only available in 10 states — Alabama, Arizona, Florida, Georgia, Louisiana, Mississippi, South Carolina, Tennessee, Texas and Virginia — Kin could be an attractive alternative to Lemonade for some homeowners. The company even has a software program that can predict and help pinpoint which homes are damaged after a storm.

Learn more: Kin Insurance review

Lemonade vs. Clearcover

This carrier could be a good choice for tech enthusiasts. Clearcover boasts that its app can pay claims in an average of just seven minutes. While Clearcover only sells car insurance, it partners with Hippo to sell home insurance.

Learn more: Clearcover Insurance review

Lemonade vs. Allstate

Unlike Lemonade, Allstate is a traditional, national carrier. However, unlike some other standard carriers, Allstate offers pay-per-mile insurance in some states through its Milewise program. Additionally, Allstate may appeal to those who want a variety of options for doing business with their insurance company, as it has local offices, contact centers and digital tools available to its policyholders.

Learn more: Allstate Insurance review

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Why you can trust Bankrate

Read our full methodology

Our insurance editorial team includes licensed agents with decades of combined experience, and we used our intimate knowledge of the industry to conduct this in-depth Lemonade insurance review.

46

years of industry expertise

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

Is Lemonade a good insurance company?

Lemonade could be a good choice for you if you prefer to handle your insurance business online or via an app. The company's customer service function is built largely on a digital experience, with agents only coming into play when necessary. The company boasts of speedy claims payouts, which can also be appealing, and its focus on philanthropy through the Lemonade Giveback program may appeal to socially-conscious policyholders.

Having said that, Lemonade is still the new kid on the block in the insurance industry, and does not have the decades of service that other companies have built over the years. Because of that, it can be difficult to get an overall picture of how Lemonade will do in the long term — and that may be important to some policyholders. The company also has mixed reviews for customer service, which can be a drawback for those who wish to work with a dedicated customer service rep when filing claims or managing their policy.

What are real-life customers saying about Lemonade?

In order to better understand the experience of Lemonade customers, we turned to online discussion boards and reviews sites for direct insights from real policyholders. Because Lemonade is a fairly new company that’s seen recent expansion in both geographic coverage and insurance products, real customer perspectives can help to fill in the gaps left by third-party ratings and data.

To get a better grasp on what real-life customers have to say about Lemonade, we looked at Reddit and Trustpilot for user takes.

Reddit

Reddit’s discussion forums dedicated to insurance, homeownership and personal finance revealed some sharp divides in customer opinions. While many users commented on Lemonade’s competitively low quotes, others took the position that “you get what you pay for,” citing problems with coverage and communication from the company.

Reddit User 1
Oct 18, 2022
Lemonade home insurance
I have Lemonade and they are fantastic. Super easy to pay, filing a claim is simple and straightforward, and they donate a portion of your premium to a charity of your choice! Love those guys.
Reddit User 2
Oct 9, 2022
Home insurance claims
Horrible experience with Lemonade for homeowners insurance. You get what you pay for. There's never a person you can talk to on the phone if it's a complicated issue. They also have major bugs in their software that are related to very important things like effective dates! They sent the wrong effective date and address for my policy to my lender. I had to tell them to correct it but they didn't and now I'm screwed.

TrustPilot

The consumer review website TrustPilot shows mostly positive reviews for Lemonade, focusing mainly on the company’s pet insurance product. However, a close reading revealed some mixed perspectives from customers who purchased home insurance and other products from Lemonade, with some users citing poor communication regarding claims and even unexpected cancellation of policies.

TrustPilot User 1
Feb 8, 2020
Honest advertising
Rating: 5 stars out of 5
Been on board for more than a year now. Unbeatable low price and customizable options so you can cherry-pick exactly only the coverage you need. Super intuitive app and website and policy too! And the social charity donation is just the, shall we say, "lemon" on the cake. [Haven't] needed to file a claim yet but they give me enough in them. They say it's a millennial trap and I say they ain't wrong, but that's exactly what I like them for!
TrustPilot User 2
Oct 23, 2023
Claims communication
Rating: 1 stars out of 5
We have a policy for a year or more. A hurricane came to Palm Springs Ca and we had water damage. Our agent William had 2 adjusters who both said we had storm damage but Lemonade will not cover cause they do not believe we had a storm that caused the damage? Really? Very frustrated and bad communication with the agent and this company doesn’t care.
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What Bankrate staffers have to say about Lemonade

We reached out to Bankrate’s employees to see if any of them were Lemonade policyholders and could give first-hand insight into the experience of working with the company. Here’s what Natalie, one of Bankrate’s insurance writers, had to say about her experience as a Lemonade renters insurance policyholder since 2020.

“When I was looking for renters insurance, my roommate told me to ‘just get Lemonade,’ and that ended up being pretty good advice. Signing up was easy and the premium was really doable with my budget. I've had no issues adjusting my policy, whether I moved to a different apartment or to a different state. I love that I can manage everything from an app and how user-friendly it is. I've been fortunate enough to have never filed a claim, but if it's anything like Lemonade's other processes, I'd be confident doing so.”

Quick facts: 

  • Customer since 2020 (3.5 years)
  • Only has renters insurance 
  • Has not filed a claim

Lemonade company details

  • Customer service: 1-844-733-8666
  • Website available at: lemonade.com
  • Claims email address: carclaims@lemonade.com

State availability

Lemonade auto insurance is available in AZ, IL, OH, OR, TN, TX, and WA. Lemonade home insurance is available in AZ, CA, CO, CT, DC, GA, IL, IN, IA, MD, MA, MI, MO, NV, NJ, NY, OH, OK, OR, PA, TN, TX, VA, and WI. You can check Lemonade’s ever expanding coverage map here.

Lemonade tools and benefits

In addition to tech-driven car, home and life insurance, Lemonade also provides:

  • Pet insurance: Lemonade’s pet insurance can help pay for diagnostics, procedures and medication for your pet. This policy could also net you savings on routine care and prevention.
  • Renters insurance: Lemonade renters insurance made Bankrate’s list of best renters insurance companies in part due to its high J.D. Power rating and A (Excellent) financial strength rating from AM Best. The company advertises renters policies that start as low as $5 per month.
  • Mobile app: Lemonade does not have physical locations and does the majority of its business through its mobile app. Lemonade Insurance reviews are mostly positive on iPhone and Android. You can use the app to make payments, modify your policy and report claims when they arise.
  • Lemonade Giveback: Lemonade states that it wants to “transform insurance from a necessary evil to a social good” by donating unclaimed funds to charities chosen by policyholders each year.

Frequently asked questions about Lemonade

Methodology

Bankrate Scores

Our 2024 Bankrate Score considers variables our insurance editorial team determined impacts policyholders’ experiences with an insurance company. These rating factors include a robust assessment of each company’s product availability, financial strength ratings, online capabilities and customer and claims support accessibility. Each factor was added to a category, and these categories were weighted in a tiered approach to analyze how companies perform in key customer-impacting categories.

Each category was assigned a metric to determine performance, and the weighted sum adds up to a company’s total Bankrate Score — out of 5 points. Our scoring model provides a comprehensive view, indicating when companies excel across several key areas and highlight where they fall short.

5
Rating: 5 stars out of 5
Overall Score
  • Cost & ratings 50%
  • Coverage & savings 30%
  • Support 20%
  • Tier 1 (Cost & ratings): To determine how well auto and home insurance companies satisfy these priorities, 2023 quoted premiums from Quadrant Information Services (if available), as well as any of the latest third-party agency ratings from J.D. Power, AM Best, Demotech and the NAIC, were analyzed.
  • Tier 2 (Coverage & savings): We assessed companies’ coverage options and availability to help policyholders find a provider that balances cost with coverage. Additionally, we evaluated each company’s discount options listed on its website.
  • Tier 3 (Support): To encompass the many ways a home insurance company can support policyholders, we analyzed avenues of customer accessibility along with community support. This analysis incorporated additional financial strength ratings from S&P and Moody’s and factored a company’s corporate sustainability efforts.

Tier scores are unweighted to show the company's true score in each category out of a possible five points.

What policyholders are saying about Lemonade

CTA Lemonade has 25 reviews

Lemonade has 25 reviews

Dive into community reviews below and see what others think about Lemonade.

4.4 Star Icon
25 ratings
Info Icon
88% of consumers
recommend this insurer
Score breakdown
5 stars
56%
4 stars
32%
3 stars
12%
2 stars
0%
1 star
0%
Score by category
Overall rating 4.4 / 5
Original cost 4.4 / 5
Coverage 4.3 / 5
Customer Support 4.3 / 5
Verified Badge Icon How we got these ratings

In May 2024, Bankrate collaborated with market research firm SliceMR to survey over 1,500 insurance customers nationwide, asking policyholders to rate their insurer’s cost, coverage, customer support and overall experience on a five-point scale. Bankrate and SliceMR collected and analyzed these customer ratings, along with website analytics and responses to three open-ended questions regarding customer experience. Responses are based on individual policyholders’ policy details and personal experience, and therefore cannot be verified for accuracy. Users received an incentive for their feedback. All ratings are unedited and have not been reviewed or approved by insurance carriers. User-generated ratings are separate from carrier Bankrate Scores — which are calculated based on our proprietary methodology — and may not match.

Community Reviews

See what users like you are saying about Lemonade.
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Anonymous Policyholder
August 20, 2024
How does this insurer compare to insurance companies you’ve had in the past?
They are good and you can talk with them
Name the number one reason that you’d recommend staying with this insurer and the number one reason that you’d consider leaving for a different company.
Price
Insurance Type
Home
Score by category
Original cost 5 / 5
Customer Support 4 / 5
Coverage 4 / 5
Anonymous Policyholder
August 20, 2024
How does this insurer compare to insurance companies you’ve had in the past?
They’ve been great they’ve helped me buy the car. They help me make sure no damages were done to it and I haven’t been in no accidents, but I had like a scratch done and they got on top of it and got it done.
Name the number one reason that you’d recommend staying with this insurer and the number one reason that you’d consider leaving for a different company.
They haven’t done me wrong in over five years so that’s one reason I would never leave them and don’t plan on leaving them like ever. I love lemonade.
Insurance Type
Auto + Home
Score by category
Original cost 5 / 5
Customer Support 5 / 5
Coverage 5 / 5
Anonymous Policyholder
August 20, 2024
How does this insurer compare to insurance companies you’ve had in the past?
This is my first insurer and they have met my requirements expectations
Name the number one reason that you’d recommend staying with this insurer and the number one reason that you’d consider leaving for a different company.
They are reliable and customer service is great I would recommend them to anyone
Insurance Type
Home
Score by category
Original cost 4 / 5
Customer Support 3 / 5
Coverage 3 / 5
Anonymous Policyholder
August 20, 2024
What made you choose this insurer over others for your auto and/or home insurance?
I seen an ad for lemonade about renters insurance
Insurance Type
Auto
Score by category
Original cost 3 / 5
Customer Support 3 / 5
Coverage 3 / 5
Anonymous Policyholder
August 20, 2024
How does this insurer compare to insurance companies you’ve had in the past?
Lower rates, great customer service
Name the number one reason that you’d recommend staying with this insurer and the number one reason that you’d consider leaving for a different company.
Rates are better, company is new and not sure how claims are handles compared to other companies
Insurance Type
Auto + Home
Score by category
Original cost 5 / 5
Customer Support 5 / 5
Coverage 5 / 5
Anonymous Policyholder
August 20, 2024
What made you choose this insurer over others for your auto and/or home insurance?
I saw a commercial and compared rates.
How does this insurer compare to insurance companies you’ve had in the past?
This is my first insurance company and it meets my expectations.
Insurance Type
Auto + Home
Score by category
Original cost 3 / 5
Customer Support 3 / 5
Coverage 3 / 5
Anonymous Policyholder
August 20, 2024
What made you choose this insurer over others for your auto and/or home insurance?
My family also uses it
Name the number one reason that you’d recommend staying with this insurer and the number one reason that you’d consider leaving for a different company.
It has worked well for me so I don’t see a reason to leave
Insurance Type
Auto + Home
Score by category
Original cost 3 / 5
Customer Support 5 / 5
Coverage 3 / 5
Anonymous Policyholder
August 20, 2024
How does this insurer compare to insurance companies you’ve had in the past?
They actually help out families who don't have a lot of money
Name the number one reason that you’d recommend staying with this insurer and the number one reason that you’d consider leaving for a different company.
I would recommend staying because of the prices
Insurance Type
Auto
Score by category
Original cost 5 / 5
Customer Support 4 / 5
Coverage 5 / 5
Anonymous Policyholder
August 20, 2024
How does this insurer compare to insurance companies you’ve had in the past?
It is my first home insurance company and they were great helping me through the process and they had the best price with the coverage I wanted
Name the number one reason that you’d recommend staying with this insurer and the number one reason that you’d consider leaving for a different company.
Best price, I would only leave if there was a cheaper option
Insurance Type
Home
Score by category
Original cost 5 / 5
Customer Support 5 / 5
Coverage 5 / 5
Anonymous Policyholder
August 20, 2024
What made you choose this insurer over others for your auto and/or home insurance?
The had the best reviews online.
How does this insurer compare to insurance companies you’ve had in the past?
Overall a really great company.
Insurance Type
Auto
Score by category
Original cost 5 / 5
Customer Support 5 / 5
Coverage 5 / 5
Written by
R.E. Hawley
Senior Writer, Insurance
R.E. Hawley is a senior writer for Bankrate. Prior to joining Bankrate’s insurance editorial team in 2024, they worked as senior writer for a popular car ownership and insurance comparison app, leading a team of over a dozen writers in creating customer-focused financial advice content on topics ranging from insurance to vehicle reliability and auto loan refinance. R.E. holds a personal lines insurance license.
Edited by Editor, Insurance