Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics
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How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Editor's picks
Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst
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Principal U.S. Economy Reporter
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Senior Economic Analyst
Banking data studies
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New Bankrate data shows many Americans are slowly making progress on their savings.
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I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles
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The bottom line? Don’t let emotions guide your financial decision-making.
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Adding more to your savings goals is easier than you think. Here’s how.
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The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Opening a money market account involves just a few simple steps and it can really pay off.
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Comparing savings rates can ensure you get the best return on your savings.
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The person-to-person payment tool can allow for easy transactions to friends, family and more.
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Looking to save money when ordering checks? Consider getting them online instead. Here’s how.
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Adding more to your savings goals is easier than you think. Here’s how.
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The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.
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Comparing savings rates can ensure you get the best return on your savings.
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Here’s the difference between APY and interest rate.
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It’s possible to negotiate a higher-yielding savings account at your bank.
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Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
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Finding the right savings account consists of comparing rates, fees and more.
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These are the key differences between an FSA and an HSA, and how to choose the right one for you.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Find out what happens to CDs that are set to mature.
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Everything you need to know about opening an account.
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CDs often pay better interest than savings accounts and can amp up your nest egg.
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Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
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Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.
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A CD often earns a competitive, fixed rate. Here’s what to know before opening one.
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CDs hold your funds for a set period. In exchange, you get a reliable return.
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Find the right business savings account to help your company’s money grow.
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Learn why you need to check your APY.
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Money market funds are available from several different brokers and fund managers.
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Here are some of the best savings accounts you can sign up for as a business owner.
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Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
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The best account to save your money will vary by your goal.
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These credit unions offer great rates and top-notch features — and many make it easy to join.
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CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
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The person-to-person payment tool can allow for easy transactions to friends, family and more.
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Looking to save money when ordering checks? Consider getting them online instead. Here’s how.
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Here’s everything you need to know about the specialty consumer reporting agency.
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A bounced check is something that should be avoided. Here’s what you need to know.
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If you’re considering a rewards checking account, here’s what you need to know.
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Services such as Zelle and Venmo make splitting a bill or sending money a breeze.
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Mobile banking apps aren’t just trendy, they can help you better manage your money.
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Knowing how to read your bank account statement can nip problems in the bud. Here’s our guide.