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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Make your mid-career break a success with these five ways to save for a year off.
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Steer clear of these common bank fees to keep your accounts from taking a hit.
US dollar bills against blue background
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
woman carrying suitcase, walking by the window at airport terminal
Traveling can be an exciting and enriching experience, but it also comes with its share of challenges, especially when it comes to the financial aspect of your trip.
Illustration of rolled up cash
Here’s why we think “The Psychology of Money” is a worthwhile read.
man working on his laptop outdoors
No matter your age, these tips can help you improve your financial situation.
A large pile of cash next to a padlock
A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
Young person writing on a notepad
Whether you hope to buy a home or just rent for a while, a solid savings plan is the key to finally moving out of your parents’ house.
man working on his laptop outdoors
No matter your age, these tips can help you improve your financial situation.
Young person writing on a notepad
Whether you hope to buy a home or just rent for a while, a solid savings plan is the key to finally moving out of your parents’ house.
Someone watering a plant that grows cash
Here’s how much $100,000 in a high-yield savings account can earn you.
Young woman working from her kitchen island and drinking a hot beverage
Here are some of the best savings accounts you can sign up for as a business owner.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Pair of friends shoe shopping
Impulse buying can drain your savings. Here are five tips for avoiding it to protect your money.
Man watering plants
Interest is the price you pay to borrow money or the cost you charge to lend money.
US dollar bills against blue background
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
A large pile of cash next to a padlock
A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Elderly woman on laptop
Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.
cash folded into a piggy bank shape
These seven banks and credit unions offer competitive rates on CDs for businesses.
Young couple managing finance and investment online
There’s still time to lock in a high-yielding CD as the Fed suggests cutting rates.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Woman using laptop
Locking in a high yield now could be beneficial in the event rates begin to drop.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Best compound interest investments
The name of the game with compound interest is time — the more of it you have, the bigger the payoff.
Woman smiling at cash on a cloud
Lay away cash for an emergency or short-term goals with a money market mutual fund.
woman at ATM
Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.
Savings account and money market rate forecast
Expect savings and money market account yields to slide lower, but they still should outpace inflation
couple with bank worker
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Woman standing in front of an ATM
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
Hand touching buttons on a ATM keypad
Convenient access to your cash often comes at a price — and sometimes it’s a very high one.
Woman using an ATM
Not all checking accounts are created equal.
An older couple reviews a bill.
Tired of paying fees? Here are seven ideas to get around paying them.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
woman depositing a check on her phone
There are several ways to deposit a check — some are simpler than others.
A brick and mortar bank building on a sunny day
There’s more than one way to bank. Here are the reasons to consider banking locally.