Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![women calculating how to save on car insurance](https://www.bankrate.com/2019/08/16163446/howtosave-1280x720.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Car insurance rates aren’t permanent. Here are 7 tips to lower your auto insurance.
![Los Angeles cityscape with palm trees and plumes of smoke in the sky](https://www.bankrate.com/brp/2025/02/04161419/LA-wildfires-sustainable-insurance-strategy.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Historic fires and insurance changes create an uncertain future for CA homeowners.
![Homes in Georgia](https://www.bankrate.com/2020/02/09214324/Untitled-26.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate’s research can help you find the best renters insurance in Georgia.
![Close-up of a door with smoke coming up from under the crack.](https://www.bankrate.com/brp/2024/05/20174634/Insurance_U.S.-House-Fire-Facts-and-Statistics.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Data show house fires occur every 21 seconds in the United States.
![Driver entering their car](https://www.bankrate.com/2023/06/31103237/Insurance-What-Does-Car-Insurance-Cover.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out what car insurance covers to help you make insurance decisions.
![deer walking in road with cars in background](https://www.bankrate.com/brp/2023/08/14121746/GettyImages-1126290549-1.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
In most cases, swerving is not your best bet.
![A cat sitting with toys](https://www.bankrate.com/brp/2024/09/05113835/Banking-How-to-save-money-on-Pet-Insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
You can save money on pet insurance and still protect your pet.
![A dog sitting in front of a vet](https://www.bankrate.com/brp/2024/09/05101843/Banking_How_are_pet_insurance_premiums_Determined.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Pet insurance premiums are determined by a variety of factors.
![women calculating how to save on car insurance](https://www.bankrate.com/2019/08/16163446/howtosave-1280x720.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Car insurance rates aren’t permanent. Here are 7 tips to lower your auto insurance.
![Driver entering their car](https://www.bankrate.com/2023/06/31103237/Insurance-What-Does-Car-Insurance-Cover.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out what car insurance covers to help you make insurance decisions.
![deer walking in road with cars in background](https://www.bankrate.com/brp/2023/08/14121746/GettyImages-1126290549-1.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
In most cases, swerving is not your best bet.
![check list](https://www.bankrate.com/brp/2025/02/03151504/to-do-list-before-your-auto-policy-renews-this-year.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is your auto policy renewing soon? Here’s what you should have top of mind.
![](https://www.bankrate.com/2019/08/16161920/Comparison-Resize.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Which is best? State Farm vs. Geico vs. Progressive vs. Allstate go head to head.
![Flashing Lights on Police Car](https://www.bankrate.com/2021/05/04100732/car-new-york-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn more about finding car insurance with a DUI in the Empire State.
![Cars](https://www.bankrate.com/brp/2024/04/30132220/how-to-get-your-car-out-of-impound-without-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
You’ll probably need a minimum coverage policy to get your car out of impound.
![Car Window Smashed By A Thief](https://www.bankrate.com/2021/02/17124751/does-car-insurance-cover-vandalism-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out if car insurance covers vandalism and how to protect your vehicle.
![Los Angeles cityscape with palm trees and plumes of smoke in the sky](https://www.bankrate.com/brp/2025/02/04161419/LA-wildfires-sustainable-insurance-strategy.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Historic fires and insurance changes create an uncertain future for CA homeowners.
![Homes in Georgia](https://www.bankrate.com/2020/02/09214324/Untitled-26.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate’s research can help you find the best renters insurance in Georgia.
![Close-up of a door with smoke coming up from under the crack.](https://www.bankrate.com/brp/2024/05/20174634/Insurance_U.S.-House-Fire-Facts-and-Statistics.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Data show house fires occur every 21 seconds in the United States.
![House covered in snow](https://www.bankrate.com/brp/2025/02/03134333/FAIR-plan-colorado-2025.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Colorado’s FAIR Plan offers last-resort insurance. But at what cost?
![Shot of homes in a residential area.](https://www.bankrate.com/2022/09/24094328/Insurance_What_is_a_flood_elevation_certificate.jpg?auto=webp&optimize=high&crop=1:1&width=356)
An elevation certificate may help reduce your flood insurance cost. Learn how.
![A gay couple taking care of a baby.](https://www.bankrate.com/2023/04/29140225/Insurance_How_to_save_on_homeowners_insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
You can take several steps to lower your home insurance premium. Learn more.
![After the storm](https://www.bankrate.com/2021/05/20111843/what-disasters-does-homeowners-insurance-cover-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Home insurance covers some natural disasters — but not all of them.
![A shot of an empty living room with a blue wall and a white chair.](https://www.bankrate.com/2020/10/29171113/vacant-home-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What kind of insurance do you need if you own a vacant home? Bankrate explains.
![close up of hands filling out paperwork](https://www.bankrate.com/2021/03/09164051/What-happens-if-you-lie-on-your-life-insurance-application.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover what happens if you’re not honest on your life insurance application.
![Visual representation of the security or 'umbrella' that life insurance provides; there are a bunch of multi-colored umbrellas with a hand holding up a 'family' of blue stick figures amidst them.](https://www.bankrate.com/brp/2023/06/01092029/Insurance-How-Much-Life-Insurance-Do-I-Need.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate provides considerations for determining how much life insurance you need.
![father doing daughters hair](https://www.bankrate.com/2022/09/01161836/what-is-term-life-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out what term life insurance is, how it works and who it is best for.
![Shot of a mature couple managing their budget together at home](https://www.bankrate.com/2016/01/08163959/no-medical-exam-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover how to secure life insurance without a medical exam.
![Loving Asian elderly cheerful couple using laptop computer in bed.](https://www.bankrate.com/2015/05/08161908/life-insurance-medical-exam-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Life insurance exams: What to expect and how they impact your coverage and cost.
![Father on phone call and working with son watching tablet](https://www.bankrate.com/2020/05/14131250/How-to-Buy-Life-Insurance-in-8-Steps.png?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate shows you how to buy a life insurance policy in just a few steps.
![A mother sits at a computer while her special needs child sits next to her; they are laughing.](https://www.bankrate.com/2020/07/17171217/life-insurance-for-parents-child-disabilities-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
If you have a child with a disability, here’s your guide to navigating life insurance.
![An elderly gay couple walks together on a nice, scenic forest road.](https://www.bankrate.com/2010/09/17165908/credit-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is credit life insurance worth it for you? Bankrate can help you find out.
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