Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate
6 min read Oct 29, 2024 -
The 5 most common types of bankruptcy
These are the five most common models of bankruptcy. Learn how they operate and who they’re good for.
6 min read Oct 25, 2024 -
What assets can creditors take away in a bankruptcy?
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
5 min read Oct 24, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Oct 23, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Oct 23, 2024 -
Guide to American Express Membership Rewards
The Amex Membership Rewards program lets you earn points for flexible redemptions.
9 min read Oct 23, 2024 -
How to get out of debt without paying
Debt settlement options exist, but they may come with long-term ramifications.
5 min read Oct 22, 2024 -
How to protect yourself from debt relief and credit scams
If you are considering working with a debt relief company, make sure to watch out for debt relief and credit scams.
8 min read Oct 22, 2024 -
How many credit cards is too many?
The number of cards that’s right for you depends on how many you can easily manage.
10 min read Oct 22, 2024 -
What credit score do you start with?
Learn what credit score you start with and how to build good credit from scratch.
7 min read Oct 21, 2024