Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Feb 19, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Feb 19, 2025 -
How race impacts credit: the history and effect on lending practices
Anyone can build credit and policies now exist to combat lending discrimination.
9 min read Feb 19, 2025 -
When does debt fall off your credit report?
Missed debt payments or collection accounts can stay on your report for 10 years.
7 min read Feb 19, 2025 -
What apps give you cash back on gas?
Learn more about the top apps to get cash back on gas.
7 min read Feb 19, 2025 -
How do cash-back apps work?
Cash-back apps can help you earn rewards if you know how they work.
8 min read Feb 19, 2025 -
How to read your credit card statement
Reading your credit card bill helps spot errors, gauge spending and analyze charges.
9 min read Feb 19, 2025 -
How to upgrade credit cards with the same issuer
Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.
5 min read Feb 18, 2025 -
How to pay off a debt in collections
Take these steps to pay off lingering debt.
6 min read Feb 18, 2025 -
Should you order foreign currency before you travel?
Planning ahead for foreign currency can help maximize your travel budget overseas.
6 min read Feb 17, 2025