Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Effective strategies and tips to pay off debt
Paying off debt requires carefully studying your current circumstances and understanding available options. With this information, you can create and implement a successful action plan to make your way [...]
6 min read Aug 19, 2024 -
Should you get a credit card?
A credit card can be a good financial tool. When should you get one?
8 min read Aug 16, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Aug 15, 2024 -
What debt management tool is right for you?
Paying off debt doesn’t have to take only one method. Here’s why.
5 min read Aug 12, 2024 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
5 min read Aug 12, 2024 -
Do you pay taxes on debt forgiveness?
Debt forgiveness has tax consequences to consider before and after you apply.
7 min read Aug 12, 2024 -
Who qualifies for debt forgiveness?
Debt forgiveness has different qualification based on the type of debt.
6 min read Aug 13, 2024 -
Debt consolidation vs. Bankruptcy: Which is right for you?
Debt consolidation and bankruptcy are different approaches to managing debt.
7 min read Aug 12, 2024 -
Top credit-building apps of 2024
Credit-building apps can help you improve your credits quickly and easily.
3 min read Aug 09, 2024 -
7 tips to help dig your way out of debt
If you’re tired of being hounded by creditors, here’s a plan to help you break free.
6 min read Aug 09, 2024