Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

Close up of someone hands holding and counting American dollar banknotes in her hand

Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

TRY THIS

52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Cheerful young student woman excited with good news

Adding more to your savings goals is easier than you think. Here’s how.

A Capital One bank branch in Manhattan in New York

The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Person working on a computer on an office couch and drinking tea

Here’s the difference between APY and interest rate.

It’s possible to negotiate a higher-yielding savings account at your bank.

Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.

BIPOC woman meeting with female financial advisor

Finding the right savings account consists of comparing rates, fees and more.

These are the key differences between an FSA and an HSA, and how to choose the right one for you.

man and woman working together at a computer in an office

Find the right business savings account to help your company’s money grow.

Person working at table with computer, drinking coffee and looking at smartphone

Learn why you need to check your APY.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

Here are some of the best savings accounts you can sign up for as a business owner.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

The bottom line? Don’t let emotions guide your financial decision-making.

Adding more to your savings goals is easier than you think. Here’s how.

The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Young Man Sitting On Wheelchair Using Laptop

Opening a money market account involves just a few simple steps and it can really pay off.

Comparing savings rates can ensure you get the best return on your savings.

The person-to-person payment tool can allow for easy transactions to friends, family and more.

Looking to save money when ordering checks? Consider getting them online instead. Here’s how.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles