Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is a secured credit card and how does it work?
Secured credit cards require a cash deposit in exchange for a small line of credit.
7 min read Aug 11, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Aug 11, 2025 -
What to know about personal loans protection insurance
Though it provides added coverage, credit insurance is most likely not worth the cost.
4 min read Aug 11, 2025 -
How to borrow with confidence by untangling and unlearning debt avoidance
Debt doesn’t have to be shameful — it can be part of your wealth-building strategy.
3 min read Aug 11, 2025 -
Frequent flyer guide to Delta SkyMiles
You can earn plenty of savings through Delta’s SkyMiles program.
13 min read Aug 08, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
5 min read Aug 07, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Aug 06, 2025 -
How to pay off a debt in collections
Take these steps to pay off lingering debt.
5 min read Aug 04, 2025 -
Effective strategies for getting out of debt
Take your debt payoff journey one step at a time.
7 min read Aug 02, 2025 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score.
7 min read Aug 01, 2025