Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Sep 28, 2024 -
How to protect your deceased loved one’s credit after death
Freezing a loved one’s credit after death is an important step to prevent fraud and take stock of open accounts.
6 min read Sep 27, 2024 -
How to tell if debt settlement is a good idea for you
Debt settlement is a risky way to lower debt but could be a good last resort.
9 min read Sep 26, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Sep 25, 2024 -
What do the different versions of FICO scores mean?
What are the different types of FICO credit scores?
7 min read Sep 23, 2024 -
Power of attorney, debt and death: What you need to know
Most debts aren’t managed by a power of attorney, but there are exceptions.
5 min read Sep 23, 2024 -
How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
8 min read Sep 23, 2024 -
Considering bankruptcy? It could cost more than you think
You have to pay to initiate bankruptcy, and that’s just the beginning.
5 min read Sep 23, 2024 -
What are credit repair companies and how do they work?
When you have bad credit, a credit repair company can help you improve your credit.
5 min read Sep 23, 2024 -
7 ways to manage financial stress and anxiety this holiday season
Financial stress is common during the holidays. These tips can help.
6 min read Sep 23, 2024