Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Tips on choosing a card for no credit history
Latest New to Credit Card Advice
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Why is good credit so important?
Here’s what you need to do to get your score within a good credit range.
7 min read Nov 10, 2024 -
How to choose a cash back credit card
Discover tips and resources for comparing cash back cards and maximizing rewards.
8 min read Nov 14, 2024 -
How to upgrade or downgrade your Capital One credit card
Upgrading or downgrading your Capital One card can be a smart financial move.
6 min read Nov 14, 2024 -
Issuer comparison: Bank of America vs. Chase
Bank of America and Chase offer some of the best rewards credit cards on the market.
8 min read Nov 14, 2024 -
The Fed cut rates. Why are credit card APRs still so high?
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
6 min read Nov 07, 2024 -
How a new credit card can fight inflation
A new credit card, timed right and used strategically, can help you fight high prices.
6 min read Nov 14, 2024 -
Best credit cards for online shopping
Here, we’ll take a look at some of the top online shopping cards to consider.
5 min read Nov 14, 2024 -
Flat-rate cash back cards vs. bonus category cash back cards
Choosing a flat-rate or bonus category cash back card depends on how you use it.
5 min read Nov 14, 2024 -
Best unsecured credit cards for bad credit
Learn about unsecured credit cards for bad credit you should consider.
5 min read Nov 06, 2024 -
What credit score do you need for a credit card?
A look into what credit score you need to qualify for different types of credit cards.
4 min read Nov 05, 2024 -
American Express travel portal guide
Learn how to book flights, hotels and more through AmexTravel.com
9 min read Nov 14, 2024 -
How do travel credit cards work?
Earning travel rewards with credit cards can help offset travel expenses.
5 min read Nov 14, 2024 -
Are travel credit cards worth it?
Here are some tips to determine whether a travel card is right for you.
7 min read Nov 14, 2024 -
What is EMV compliance law and should your business worry about it?
Follow these tips to remain EMV compliant when processing chip-enabled credit cards.
6 min read Oct 31, 2024 -
Can you change a secured credit card to an unsecured card?
When you are ready, it’s a good idea to move from a secured card to an unsecured card.
4 min read Oct 30, 2024 -
Want a better credit card interest rate? Try smaller banks or credit unions
Big banks charge higher rates than small banks or credit unions, per the CFPB.
7 min read Oct 30, 2024 -
How much are IHG One Rewards points worth?
The IHG Rewards Club is worth considering if you’re traveling with IHG’s brands.
6 min read Nov 14, 2024 -
How does the Capital One Purchase Eraser work?
Easily wipe purchases off your Capital One credit card account.
5 min read Oct 29, 2024 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate
6 min read Oct 29, 2024 -
How to maximize flat-rate cash back credit cards
Rack up flat-rate cash back rewards with these tips.
7 min read Nov 14, 2024