Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Which debts can’t be discharged in bankruptcy?
Filing bankruptcy has some debt exclusions. These charges can usually be eliminated.
5 min read Nov 26, 2024 -
Can a goodwill letter get late payments removed from your credit report?
Goodwill letters can convince creditors to remove late payments from your credit report.
6 min read Nov 26, 2024 -
Can you remove hard inquiries from your credit report?
Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, unless identity theft has occurred.
6 min read Nov 26, 2024 -
Americans show curiosity about moving abroad post-election, despite many living paycheck to paycheck
Bankrate broke down how much it might cost to move to popular international locales.
5 min read Nov 26, 2024 -
How to repair your credit in 5 steps
Employ the tactics outlined in this credit repair guide and get your score back on track.
6 min read Nov 25, 2024 -
What is a credit privacy number?
A credit privacy number is an alternative to a Social Security number.
4 min read Nov 25, 2024 -
How to apply for a credit card and get approved
Learn everything you need to do to apply for a credit card and increase your chances of approval.
9 min read Nov 23, 2024 -
A comprehensive guide to debt relief programs
Debt becomes a problem when you don’t have the means to pay it off or owe too much to too many companies to pay down the balances.
6 min read Nov 22, 2024 -
What happens to my car when I file for bankruptcy?
If you want to hold on to your wheels after Chapter 7, you’ll have to sign a reaffirmation agreement.
5 min read Nov 22, 2024 -
Can closed accounts be removed from your credit report?
Closed accounts listed on your credit report are removed after a set amount of time – depending on the status.
6 min read Nov 21, 2024