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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A couple in their new home
It’s a mouthful that actually has a simple meaning: the creation of your loan.
South Bend, Indiana
If you’re a first-time homebuyer in Indiana, help is available.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Illustrated collage featuring townhouses
Two government-backed mortgage programs, each with unique benefits
A woman looking at her phone
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
design element of a house cutout being cut by scissors
In recent weeks, mortgage rates have fallen ahead of the Federal Reserve’s March meeting, and the spring homebuying season is underway. Are rate cuts on the table for the year ahead, and how might factors [...]
Man using computer in home office
It’s often mandatory if you’re buying a home with a mortgage.
Grateful couple handshake with mortgage lender before signing contract
What is a private mortgage lender? A private mortgage lender is usually a private or public company or individual that offers mortgage loans secured by real estate. These lenders set their own guidelines [...]
Mother and son look at a car
Leasing companies must tell you all of the terms of the deal they are offering you.
A couple sits on a porch of a house drinking coffee.
Consumers have a variety of ways to invest in real estate in 2025.
Illustrated collage featuring a money bag made of UCP fabric and an American flag
There’s a flip side to every form of financing, and VA loans are no exception.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
An American flag flies from the open porch and gardens surround a small single family home on a Spring afternoon on Cape Cod on the Massachusetts coast.
Depending on the type of refinance, the amount you owe could deplete the amount you own.
Here are the best mortgage lenders for March 2025.
Backyard of family home
These loans appeal to house flippers or those with unusual situations.
Three people discussing homeownership options
A cash-out refinance is best reserved for major expenses.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.