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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Man using computer in home office
It’s often mandatory if you’re buying a home with a mortgage.
Grateful couple handshake with mortgage lender before signing contract
What is a private mortgage lender? A private mortgage lender is usually a private or public company or individual that offers mortgage loans secured by real estate. These lenders set their own guidelines [...]
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
When you get a mortgage, your lender places a mortgage lien on your property.
Three people reviewing a laptop together
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
Two seniors enjoy sitting outside their home
It puts off those pesky closing-day expenses. But you may pay for the delay.
Illustrated image featuring a hand floating over a house
This coverage can offer great benefits, but it can be expensive.
Albuquerque, New Mexico suburbs
If you’re a first-time homebuyer in New Mexico, help is available.
A couple sits on a porch of a house drinking coffee.
Consumers have a variety of ways to invest in real estate in 2025.
Illustrated collage featuring a money bag made of UCP fabric and an American flag
There’s a flip side to every form of financing, and VA loans are no exception.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
An American flag flies from the open porch and gardens surround a small single family home on a Spring afternoon on Cape Cod on the Massachusetts coast.
Depending on the type of refinance, the amount you owe could deplete the amount you own.
Here are the best mortgage lenders for March 2025.
Backyard of family home
These loans appeal to house flippers or those with unusual situations.
Three people discussing homeownership options
A cash-out refinance is best reserved for major expenses.
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.