Closing Costs
Closing costs are the thousands of dollars in fees associated with getting a mortgage or refinancing a home loan and typically amounts to 2 percent to 5 percent of the loan principal but can vary by state.
Latest Closing Costs Articles
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VA closing costs: What are they and how much are they?
They’re often lower, but they still can add up. Here’s what to look for.
4 min read Jun 10, 2025 -
Closing costs: What are they and how much are they?
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
6 min read May 23, 2025 -
‘Marry the house, date the rate’: Smart strategy or outdated advice?
When mortgage rates began rising in 2022, Americans responded by buying fewer homes. In an attempt to spur reluctant buyers to set aside their fears and make a move, many in the housing industry have begun [...]
4 min read May 20, 2025 -
How much are home equity loan closing costs in 2025?
They’re less than mortgages’ upfront expenses, but they do add up.
9 min read May 19, 2025 -
What is mortgage escrow?
It’s an often-inescapable fact of homebuying and homeowning life.
6 min read May 13, 2025 -
How often should you compare mortgage rates?
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
6 min read Apr 25, 2025 -
Do you need a down payment to refinance your mortgage?
Usually, no. But you still need to have some cash on hand at the closing.
5 min read Apr 21, 2025 -
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How much does it cost to refinance a mortgage?
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
4 min read Apr 04, 2025 -
What is the APR on a mortgage?
If you’re shopping for a mortgage, you better know what it means.
5 min read Apr 04, 2025
Related Topics
Helpful Links
- Closing cost guide
- How to buy a house
- How to negotiate your mortgage closing costs
- Average mortgage closing costs by state
- Understanding the closing process
- How much does it cost to buy a house?
- Mortgage closing costs vs. prepaids
- How much does it cost to refinance your house?
- No closing cost mortgage
- No closing cost refinance