Credit

Latest Articles

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  How race impacts credit: the history and effect on lending practices

  Anyone can build credit and policies now exist to combat lending discrimination.

  9 min read Feb 19, 2025
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  When does debt fall off your credit report?

  Missed debt payments or collection accounts can stay on your report for 10 years.

  7 min read Feb 19, 2025
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  How to upgrade credit cards with the same issuer

  Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.

  5 min read Feb 18, 2025
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  Can you use your cellphone bill to build credit?

  Use cellphone bills to aid credit though your provider doesn’t report them to bureaus

  6 min read Feb 14, 2025
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  What is a FICO score?

  Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score entails.

  7 min read Feb 13, 2025
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  Can you use AI for credit repair?

  While it’s possible to use AI to help with credit repair research, you’ll need to take more steps.

  5 min read Feb 07, 2025
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  How one person repaired her credit and turned her finances around

  One woman worked on building a credit score after she moved from Europe.

  5 min read Feb 06, 2025
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  Struggling with bad credit? How the Trump administration affects credit

  You can take steps to better credit no matter who is in the White House.

  4 min read Feb 06, 2025
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  How to clean up credit reports

  It is a good practice to review your credit report annually for any inaccuracies.

  6 min read Jan 28, 2025
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  New year, new you: Your 12 month credit repair challenge

  You can take steps every month to end the year with healthier credit.

  6 min read Jan 28, 2025