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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

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Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Senior Loans Writer

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The latest

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Borrowers with lower credit scores and higher debt loads are relying on BNPL.
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Sinking funds provide money for expected expenses.
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Home equity loans or balance transfer cards may be a better way to consolidate debt.
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Consider alternatives before taking out multiple bad credit loans.
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Here’s how to qualify for a low interest personal loan.
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These loans don’t require collateral and typically charge higher interest rates.
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An APR is a snapshot of how much your personal loan will cost each year.
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You’ll need excellent credit and good finances to qualify.
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