Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
7 min read May 27, 2025 -
Effective strategies and tips to pay off debt
Paying off debt requires commitment and patience. You’ll need to carefully review your current debts, spending and budget and understand the available options you have at your disposal. With this information, [...]
5 min read May 27, 2025 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate.
8 min read May 22, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read May 22, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read May 21, 2025 -
What is a balance transfer fee? Here’s everything you need to know
Balance transfer fees are hard to avoid, but they aren’t always a bad thing.
9 min read May 15, 2025 -
Who qualifies for debt forgiveness?
Debt forgiveness has different qualification based on the type of debt.
6 min read May 14, 2025 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
6 min read May 14, 2025 -
Debt management plans: What you need to know
If you are overwhelmed with debt, a debt management program could provide relief.
7 min read May 06, 2025 -
How to get debt relief
The form of debt relief you’re looking for will affect where you can get it.
6 min read May 06, 2025