Managing Debt
Whether you are looking to consolidate credit card debt or are looking for complete debt relief, get the advice and tools you need to manage your debt.
Debt Basics
Latest Articles
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Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate
8 min read Mar 25, 2025 -
How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
6 min read Mar 25, 2025 -
Who qualifies for debt forgiveness?
Debt forgiveness has different qualification based on the type of debt.
6 min read Mar 25, 2025 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
4 min read Mar 24, 2025 -
The psychological benefits of paying off debt
When debt is paid off, the benefits go well beyond the bank.
7 min read Mar 21, 2025 -
Considering bankruptcy? It could cost more than you think
You have to pay to initiate bankruptcy, and that’s just the beginning.
6 min read Mar 21, 2025 -
What happens to credit card debt when you die?
Before you trade the family silver to satisfy the credit card collector, find out if you’re liable.
7 min read Mar 21, 2025 -
Is your 401(k) safe in bankruptcy?
Retirement money is safe in bankruptcy, as long as you keep it in the right place.
5 min read Mar 20, 2025 -
Bankruptcy vs. default: Which route is best for you?
Learn how to protect your assets if you’re struggling with debt.
7 min read Mar 20, 2025 -
Will filing for bankruptcy clear all my debt?
There are some debts you can’t get out of if you declare bankruptcy.
6 min read Mar 19, 2025