Managing Debt
Whether you are looking to consolidate credit card debt or are looking for complete debt relief, get the advice and tools you need to manage your debt.
Debt Basics
Latest Articles
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The pros and cons of debt relief programs
Discover which debt relief options exist, how they work and their pros and cons.
9 min read Mar 27, 2025 -
What is debt collection and how does it work?
Learn what a debt collector is and how one can impact you.
6 min read Mar 26, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Mar 26, 2025 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate
8 min read Mar 25, 2025 -
How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
6 min read Mar 25, 2025 -
Who qualifies for debt forgiveness?
Debt forgiveness has different qualification based on the type of debt.
6 min read Mar 25, 2025 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
4 min read Mar 24, 2025 -
The psychological benefits of paying off debt
When debt is paid off, the benefits go well beyond the bank.
7 min read Mar 21, 2025 -
Considering bankruptcy? It could cost more than you think
You have to pay to initiate bankruptcy, and that’s just the beginning.
6 min read Mar 21, 2025 -
What happens to credit card debt when you die?
Before you trade the family silver to satisfy the credit card collector, find out if you’re liable.
7 min read Mar 21, 2025