Managing Debt
Whether you are looking to consolidate credit card debt or are looking for complete debt relief, get the advice and tools you need to manage your debt.
Debt Basics
Latest Articles
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Should you handle debt or build an emergency fund first?
Learn when to pay down debt first and when to prioritize your emergency savings.
5 min read May 05, 2025 -
Can you tackle debt relief on your own?
Learn how to manage debt on your own — and when to consider other options.
5 min read May 05, 2025 -
The psychological benefits of paying off debt
When debt is paid off, the benefits go well beyond the bank.
4 min read May 05, 2025 -
Do you have too much debt?
Relying on credit and ever-increasing balances are signs you may have too much debt.
7 min read Apr 30, 2025 -
How to calculate your debt-to-income ratio, and why it matters
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
5 min read Apr 30, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Apr 30, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Apr 30, 2025 -
What does it mean if your bad debt is charged off?
When a debt has been charged off, that doesn’t mean it’s wiped away.
4 min read Apr 30, 2025 -
How to get debt relief
The form of debt relief you’re looking for will affect where you can get it.
6 min read Apr 29, 2025 -
7 tips to help dig your way out of debt
If you’re tired of being hounded by creditors, here’s a plan to help you break free.
8 min read Apr 29, 2025