Credit Unions
Different from traditional banks, credit unions offer member-focused financial services and a community-oriented approach, making them an attractive choice for consumers seeking personalized banking experiences.
Explore credit union basics
![Credit sign on stone wall building](https://www.bankrate.com/2022/09/24111919/pros-and-cons-of-credit-unions.jpeg?auto=webp&optimize=high&crop=16:9&width=320)
![Coworkers discussing a project](https://www.bankrate.com/2023/06/08170955/Deposits-How-to-choose-the-best-credit-union-x-key-things-to-consider.jpg?auto=webp&optimize=high&crop=16:9&width=320)
![Two coworkers sharing an interaction in a nice office building](https://www.bankrate.com/2023/07/18175221/How-to-join-a-credit-union-What-to-do-to-become-a-member.jpeg?auto=webp&optimize=high&crop=16:9&width=320)
Compare products offered by credit unions
Getting a personal loan from a credit union
When considering personal loans offered by credit unions, use this guide to make an informed decision about your borrowing needs.
Best credit union credit cards
These credit cards may not be as widely known or used compared to traditional issuers, but many offer lower interest rates to help you save money if you can’t pay your balance in full.
![Image for Banks vs. credit unions: Where to keep your money](https://www.bankrate.com/f/102997/2400x1260/46e2074a28/banking.png)
Banks vs. credit unions: Where to keep your money
Bankrate helps you compare the advantages of banks and credit unions to make the smartest choice for housing your finances.
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
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Chief Financial Analyst
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Senior Economic Analyst
Compare top-rated credit unions
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Alliant Credit Union
Coupled with competitive rates on its deposit accounts, Alliant has a highly rated mobile app and wide network of fee-free ATMs.
Suncoast Credit Union
For residents of Florida, check out Suncoast Credit Union to find a wide variety of banking products with minimal fees.
Randolph-Brooks FCU
Based in Texas, Randolph-Brooks Federal Credit Union provides many ways to become a member and take advantage of its full suite of banking products.
Bethpage FCU
Anyone can become a member of Bethpage Federal Credit Union and benefit from its large, free ATM network and helpful digital banking tools.
Latest articles
![A friendly female customer service representative](https://www.bankrate.com/2023/07/12125828/Americas-10-Biggest-Credit-Unions.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
![Credit Union](https://www.bankrate.com/brp/2023/03/02173632/Deposits-Failed-credit-unions-list-2012-2023.jpg?auto=webp&optimize=high&crop=1:1&width=356)
![Closeup of someone counting money](https://www.bankrate.com/brp/2023/03/31174928/Deposits_What_it_is_and_how_it_keeps_your_money_at_credit_unions_safe.jpg?auto=webp&optimize=high&crop=1:1&width=356)
![Credit sign on stone wall building](https://www.bankrate.com/2022/09/24111919/pros-and-cons-of-credit-unions.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
![Whimsical artwork of four piggy banks standing atop of four stacks of coins, gradually increasing in height](https://www.bankrate.com/2023/11/01175831/Deposits-Best-credit-union-savings-rates.jpg?auto=webp&optimize=high&crop=1:1&width=356)
![Coworkers discussing a project](https://www.bankrate.com/2023/06/08170955/Deposits-How-to-choose-the-best-credit-union-x-key-things-to-consider.jpg?auto=webp&optimize=high&crop=1:1&width=356)
![vystar credit union building in jacksonville, FL](https://www.bankrate.com/2022/05/19161923/Vystar.jpg?auto=webp&optimize=high&crop=1:1&width=356)
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![young man falling out of the sky along with various household items and cash](https://www.bankrate.com/2024/04/25184426/Inflation-update-Whats-rising-and-whats-falling.jpg?auto=webp&optimize=high&crop=1:1&width=356)
![Woman reaching in to the air for cash](https://www.bankrate.com/2023/06/25180055/Inflation-explainer-What-is-inflation_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
![Woman using a smartphone.](https://www.bankrate.com/2021/02/08163519/6-reasons-to-reevaluate-your-banking-relationship-on-Valentines-Day.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
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![Person at ATM](https://www.bankrate.com/2019/10/07111446/Ways-banks-may-penalize-you-how-to-avoid-those-pesky-fees.jpg?auto=webp&optimize=high&crop=1:1&width=356)
![A young woman looks at her phone on a jetty](https://www.bankrate.com/2021/03/31095406/Best-cash-management-accounts.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
![CFPB building sign at an angle](https://www.bankrate.com/brp/2024/05/22142129/People-are-annoyed-by-their-credit-card-rewards-a-new-CFPB-report-shows.-Here-are-common-pain-points-and-how-to-prevent-them.png?auto=webp&optimize=high&crop=1:1&width=356)