Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is debt settlement and what are the risks?
When your bills are overwhelming, debt settlement is one way forward.
7 min read Aug 01, 2024 -
How to get out of debt with a low income
Before doing anything else, take a deep breath, sit down and determine what you owe and to whom.
6 min read Aug 01, 2024 -
What do the 3 credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
7 min read Jul 31, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Jul 31, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Jul 31, 2024 -
Is credit repair a scam?
Not all credit repair companies are bad. Some can actually help you build credit.
6 min read Jul 30, 2024 -
Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
6 min read Jul 24, 2024 -
Should you cancel an unused credit card?
It might seem counter-intuitive, but sometimes you should keep a credit card, even if you don’t use it. Cancelling credit cards can damage your credit rating.
6 min read Jul 24, 2024 -
How could a Harris presidency impact your finances? Her record offers some clues — and diverges some from Biden
Americans have about 100 days to get to know the new face of the Democratic ticket.
10 min read Jul 24, 2024 -
Am I responsible for debts from my deceased spouse?
Before you give in to a debt collector, know your rights.
5 min read Jul 23, 2024