Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
-
How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
6 min read Mar 25, 2025 -
Who qualifies for debt forgiveness?
Debt forgiveness has different qualification based on the type of debt.
6 min read Mar 25, 2025 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
4 min read Mar 24, 2025 -
The psychological benefits of paying off debt
When debt is paid off, the benefits go well beyond the bank.
7 min read Mar 21, 2025 -
Considering bankruptcy? It could cost more than you think
You have to pay to initiate bankruptcy, and that’s just the beginning.
6 min read Mar 21, 2025 -
What happens to credit card debt when you die?
Before you trade the family silver to satisfy the credit card collector, find out if you’re liable.
7 min read Mar 21, 2025 -
Is your 401(k) safe in bankruptcy?
Retirement money is safe in bankruptcy, as long as you keep it in the right place.
5 min read Mar 20, 2025 -
Could a one world currency work?
A unified global currency could transform trade but faces complex economic and political hurdles.
6 min read Mar 20, 2025 -
Bankruptcy vs. default: Which route is best for you?
Learn how to protect your assets if you’re struggling with debt.
7 min read Mar 20, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Mar 20, 2025