Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Debt advice from 3 dads: Timeless truths and outdated rulesECP test
Contextualizing messages of yesterday for today.
4 min read Jun 10, 2025 -
How to build credit without a credit card
There are many ways to build up credit even if you don’t qualify for a credit card.
8 min read Jun 10, 2025 -
The pros and cons of debt relief programs
Discover which debt relief options exist, how they work and their pros and cons.
7 min read Jun 09, 2025 -
Here’s how to repair your credit — and maintain it, too
Employ the tactics outlined in this credit repair guide and get your score back on track.
6 min read Jun 09, 2025 -
What is debt settlement and what are the risks?
When your bills are overwhelming, debt settlement is one way forward.
7 min read Jun 09, 2025 -
Pros and cons of credit repair: What to know before you start
Consider the benefits and drawbacks of credit repair before starting a program.
4 min read Jun 07, 2025 -
How do debt relief programs work?
Debt relief companies work with creditors to help you pay down your debts.
4 min read Jun 07, 2025 -
What debts can be consolidated? 4 types to consider combining
When used properly, debt consolidation can improve finances and credit.
6 min read Jun 07, 2025 -
How to rebuild credit after bankruptcy
Your credit will take a hit, but things might not be as bad as you expect.
8 min read Jun 05, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Jun 05, 2025