Average car loan rate by credit
You can still get a decent rate without perfect credit.
5 min read
Auto Loans
Before getting behind the wheel of your new vehicle, compare auto loans, estimate payments and find a financing option that’s right for you. Let Bankrate steer you through the process.
Helpful links
You can still get a decent rate without perfect credit.
Consider the pros and cons of financing a car.
How to refinance your car loan
Auto Loans
Here’s how to refinance a car loan and save.
Reviews & tools
Editor's picks
Learn more about auto loans before you apply.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Writer and Consumer Lending Analyst
Senior Loans Writer
Senior Loans Writer
Related topics
The latest
A car loan rate shouldn’t exceed your state’s usury rate. Find out what you can do if it does.
Prepare for high rates of inflation if you plan to buy a vehicle this season.
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
You can still get a decent rate without perfect credit.
Fed hikes means higher rates — but there are still ways to save.
Auto rates will likely not decrease this year. Consider how to still save.
Should you get a car loan through a bank or a dealer? It depends on several factors.
It could be smart to pay off your loan entirely or make larger payments.
The trusted provider of accurate rates and financial information