Skip to Main Content

Auto Loans

Before getting behind the wheel of your new vehicle, compare auto loans, estimate payments and find a financing option that’s right for you. Let Bankrate steer you through the process.

Helpful links

You can still get a decent rate without perfect credit.
A woman sitting in front of a laptop looks pensively into the distance.
Consider the pros and cons of financing a car.
Here’s how to refinance a car loan and save.

Reviews & tools

Capital One logo
4.1
Rating: 4.1 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Ally logo
4.0
Rating: 4 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Man and woman sit on the left side of a desk opposite of a car dealership employee. The men are shaking hands across the desk and there is a thin yellow circle illustration behind them with a filled-in orange half circle.
Dealer financing is convenient but costly — learn how to save.
White woman facing away from camera, car getting toed in front of her. The image is framed in light pink and there is a red half-circle design on the left.
If the car you cosigned for gets repossessed, your credit will take a hit.
A line of cars positioned diagonally to the left
There’s a statute of limitations on car loans. Check with the state courts for yours.
Car shot from the rear with illustrated money as a road with a yellow background and orange circle in front of the car
When setting out to find the right vehicle, pay attention to all-in cost and how the car can improve your commute.
woman scratching head at paperwork
Here’s how to minimize the amount of time you stay with negative equity.
Overhead view of female delivery driver returning to van after delivering package to home
A business car loan can help your business get a car without cutting into capital.
Woman leaning on counter at home, holding a mug, using her phone and smiling
We have nine car buying apps to help you compare, find and buy cars.
Exterior of Federal Reserve building
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc