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What, exactly, is good credit?
CREDIT CARD
What, exactly,
is good credit?
Like treasure and trash, depending who you ask, your credit score could be stellar,
or it might be in the cellar.
More top stories
  • 5-step plan for better credit score
  • What happens if your bank fails?
  • 10 most expensive cars to insure
  • To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    30 yr fixed mtg 6.33% 6.13%
    15 yr fixed mtg 5.86% 5.64%
    5/1 ARM 5.73% 5.48%
    30 yr fixed jumbo mtg 7.28% 7.20%
    5/1 jumbo ARM 6.29% 6.23%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    $30K HELOC 4.70% 4.65%
    $50K HELOC 3.64% 3.95%
    $30K Home Equity Loan 7.78% 7.90%
    $50K Home Equity Loan 7.63% 7.80%
    $75K Home Equity Loan 7.63% 7.78%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    36 month new car loan 6.81% 6.81%
    48 month new car loan 6.85% 6.85%
    60 month new car loan 6.50% 6.50%
    72 month new car loan 6.32% 6.32%
    36 month used car loan 7.15% 7.15%
    Rates may include points
    Select a product to compare rates:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    6 month CD 3.04% 3.00%
    1 yr CD 3.47% 3.41%
    5 yr CD 4.04% 3.98%
    1 yr IRA CD 3.17% 3.17%
    5 yr IRA CD 3.78% 3.78%
    Rates may include points
    COMPARE RATES
    Compare rates from mortgages, home equity, auto loans, CDs, MMA High Yields and more.
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    CALCULATORS
    Can a new mortgage help? Calculate your payment. Earnings to the penny The range of all three scores Amortization & payment
    SPOTLIGHT

    TIP OF THE DAY
    Don't be afraid to unleash your inner cheapskate. Watch your savings grow as your spending falls.
    SPECIAL SERIES
    NEWS THIS WEEK
    Some CDs are sold through brokerages. Will the holders of those CDs get their money back if the issuing bank fails? The government's new rules ban stated-income loans and aim to stem the red tide of bad subprime mortgage loans. See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. Looking for higher yields? Bonds from government-sponsored enterprises may be the key, after some research. Tired of watching prices skyrocket? These investments can help keep you -- and your money -- ahead of inflation.
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    * Mortgage rate may include points. See rate tables for details. Click here.
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