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  What is an FHA mortgage insurance premium?

  It’s an extra expense — the price you pay for the FHA loan’s generosity.

  5 min read Feb 21, 2025
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  What is a single-premium immediate annuity?

  SPIAs tend to be a simple, no-frills option compared to other annuity types.

  5 min read Feb 21, 2025
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  Ask the experts: I just started a new a job with a great 401(k) plan. Would a reverse rollover from my IRA make sense?

  A reverse rollover is when you transfer funds from an IRA into a 401(k).

  6 min read Feb 21, 2025
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  Are home improvement loans tax deductible?

  Home improvement personal loans are not tax deductible, but interest on home equity loans may be.

  5 min read Feb 21, 2025
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  How much is a down payment on a house?

  The down payment question may sound like a simple one, but it has many answers.

  8 min read Feb 21, 2025
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  HELOCs and home equity loans are up. Why are more people borrowing against their homes?

  Why is tapping your homeownership stake for cash so tempting right now?

  8 min read Feb 21, 2025
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  How fast can you get a loan in an emergency?

  Emergency loans are available within one to three business days after approval.

  5 min read Feb 21, 2025
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  Existing-home sales kick off 2025 on down note, hampered by mortgage rates

  The start of 2025 saw a dip in existing-home sales.

  3 min read Feb 21, 2025
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  Is the housing market going to crash? What the experts are saying

  The housing market keeps defying expectations. But experts agree that a crash is not imminent.

  7 min read Feb 21, 2025
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  A beginner’s guide to credit card points

  Learn what credit card points are, how to use them and how to maximize their value.

  8 min read Feb 21, 2025
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  How to shop for a mortgage without hurting your credit score

  A drop is inevitable, but you can minimize it.

  6 min read Feb 20, 2025
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  When is my first mortgage payment due?

  It depends on the home closing date. Here’s how to make sure you don’t miss it.

  6 min read Feb 20, 2025
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  What is a bridge loan and how does it work?

  Bridge loans can help borrowers move from one home to the next, but do have potential downsides.

  4 min read Feb 20, 2025
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  What is a gift letter for a mortgage?

  Many times, homebuyers turn to others to get enough cash upfront for a mortgage.

  8 min read Feb 20, 2025
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  Guide to first-time homebuyer grants

  There’s one key fact that separates first-time homebuyer grants from other forms of help.

  8 min read Feb 20, 2025
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  Hungry mortgage lenders are dangling deals and discounts

  They’re hoping promos will make you ignore the runup in interest rates.

  3 min read Feb 20, 2025
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  Buying a used electric car: Is it a good idea in 2025?

  Buying a used EV can be a cost-effective option in 2025 due to available incentives and declining prices

  6 min read Feb 20, 2025
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  How I built a six-figure net worth on a five-figure salary

  Take control of your money and build a six-figure financial foundation. Here’s how.

  6 min read Feb 20, 2025
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  What is a debt-to-income ratio for a mortgage?

  It varies, but generally, the lower the better. Here’s why.

  6 min read Feb 20, 2025
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  Documents needed for mortgage preapproval

  Here’s a checklist of what you need to get a mortgage preapproval letter.

  6 min read Feb 20, 2025