Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Illustrated collage featuring people working together to paint a house
Financial tools to make that project happen — provided you pick the right one for your needs.
Concept of a home as a piggy bank with a hand inserting money
Mortgage payments have been rising for decades.
Home next to a broken contract.
If you’re second-guessing your refi or home equity loan, you could have a way out.
A house on a stack of money
Mortgage rates tick down amid uncertainty
Woman holding a child's hand while steering a wheel barrel
USDA loans require no down payment and are designed for low- to moderate-income homebuyers.
It’s a hybrid product that can combine the best of both borrowing worlds.
Older woman sitting on a couch, reviewing papers
The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.
Family hugging inside home.
VA home loans come with generous terms. But don’t assume the lender is giving you a free pass.
Home next to a broken contract.
If you’re second-guessing your refi or home equity loan, you could have a way out.
A house on a stack of money
Mortgage rates tick down amid uncertainty
Here are the best mortgage lenders for July 2025.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
Three people discussing homeownership options
A cash-out refinance is best reserved for major expenses.
A house on a stack of money
Mortgage rates dip amid swings In markets
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
House with sign in the front.
After several missed payments, your lender can start the foreclosure process.
Anvil suspended over a home
Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.