Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read Jul 02, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Jul 02, 2025 -
Is Cred.Ai a good solution to help build your credit?
Cred.ai claims to offer a way for people to build credit with their debit card replacement.
5 min read Jul 01, 2025 -
Could renting be part of the new American dream?
Renting may be cheaper than homeownership and can open the door to wealth building.
6 min read Jul 01, 2025 -
How to compare credit repair companies
Before choosing a credit repair company, research its reputation, products and fees.
5 min read Jun 30, 2025 -
Debt consolidation vs. bankruptcy: Which is right for you?
Debt consolidation and bankruptcy are different approaches to managing debt.
3 min read Jun 30, 2025 -
Can you remove hard inquiries from your credit report?
Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, unless identity theft has occurred.
5 min read Jun 30, 2025 -
What is a 609 dispute letter?
A 609 dispute letter can help you clean up errors on your credit report.
6 min read Jun 30, 2025 -
A comprehensive guide to debt relief programs
Debt becomes a problem when you don’t have the means to pay it off or owe too much to too many companies to pay down the balances.
6 min read Jun 30, 2025 -
How to clean up credit reports
It is a good practice to review your credit report annually for any inaccuracies.
6 min read Jun 30, 2025