Best credit cards for good credit of November 2024
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- Discover it® Cash Back: Best for first-year rewards
- Capital One Venture Rewards Credit Card: Best for travel bonus
- Capital One Savor Cash Rewards Credit Card: Best for dining and entertainment
- Credit One Bank® Platinum X5 Visa®: Best for household expenses
- Blue Cash Everyday® Card from American Express: Best for families on a budget
- Blue Cash Preferred® Card from American Express: Best for groceries
- Discover it® Chrome: Best for gas and dining
- Upgrade Cash Rewards Visa®: Best for low interest and fees
- Synchrony Premier World Mastercard®: Best for simplicity
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Showing 9 results
Intro offer
Cashback Match
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
18.74% - 27.74% Variable APR
Why you'll like this: Its rotating bonus categories allow you to earn rewards at a boosted rate across a wide variety of purchases.
Intro offer
75,000 miles
Rewards rate
2 Miles - 5 Miles
Annual fee
$95
Regular APR
19.99% - 29.74% (Variable)
Why you'll like this: Its flexible redemption options lets you use your miles to pay for various travel expenses such as airline or hotel bookings.
Best for dining and entertainment
Intro offer
$250 Cash Back
Rewards rate
1% - 8%
Annual fee
$0
Regular APR
19.74% - 29.74% (Variable)
Why you'll like this: Its elevated rewards rate on dining, entertainment and grocery purchases make it ideal for dining out and experiencing various forms of entertainment.
Intro offer
N/A
Rewards rate
1% - 5%
Annual fee
$95
Regular APR
29.24%* Variable
Why you'll like this: Its potential for credit line increases with responsible card use encourages you to build and improve your credit over time.
Best for families on a budget
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn $200
Rewards rate
1% - 3%
Annual fee
$0
APR
18.49%-29.49% Variable
Why you'll like this: Its generous cash back rewards on U.S. Supermarkets, U.S. gas stations and select streaming services make it a practical choice for maximizing savings on essential spending.
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn $250
Rewards rate
1% - 6%
Annual fee
$0 intro annual fee for the first year, then $95.
APR
18.49%-29.49% Variable
Why you'll like this: You can earn rewards on everyday purchases with this card thanks to its high cash back rates on U.S. Supermarkets, U.S. streaming subscriptions and transit.
Intro offer
Cashback Match
Rewards rate
1% - 2%
Annual fee
$0
Regular APR
18.74% - 27.74% Variable APR
Why you'll like this: It offers a lucrative rewards opportunity, as it matches all your cash back at the end of the first year.
Purchase intro APR
N/A
Regular APR
14.99% - 29.99% APR
Intro offer
$200
Rewards rate
1.5%
Why you'll like this: Its unlimited flat-rate cash back on all purchases provides straightforward and consistent rewards for your spending.
Intro offer
N/A
Rewards rate
2%
Annual fee
$0
Regular APR
18.74% - 34.49% Variable APR as of October 1, 2024
Why you'll like this: It makes earning cash back exceedingly simple with a flat rewards rate and streamlined redemption.
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Compare Bankrate’s top credit cards for good credit
Card Name | Best for | Card highlights | Annual fee | Bankrate Review Score |
---|---|---|---|---|
|
First-year rewards |
5% cash back on activated rotating categories each quarter (on up to $1,500 in purchases, then 1%) Automatic Cashback Match for all rewards earned at the end of your first year |
|
4.4 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Discover's secure site
|
|
Travel bonus |
5X miles on hotels, vacation rentals and rental cars through Capital One Travel 2X miles on all other purchases Redeem miles for past travel — statement credits toward eligible recent purchases |
|
4.9 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
|
Dining and entertainment |
8% cash back on Capital One Entertainment purchases 3% cash back on dining, entertainment, select streaming services and grocery store purchases (excluding superstores like Walmart and Target) |
|
5.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
|
Household expenses |
5% cash back on eligible gas, grocery, mobile phone service, internet service and cable and satellite TV service purchases (up to $5,000 per year, then 1% back) |
|
3.8 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Credit One Bank's secure site
|
|
Families on a budget |
3% cash back on U.S. supermarket, U.S. gas stations and U.S. online retail purchases (up to $6,000 each year per category, then 1% back) |
|
4.6 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
|
Groceries |
6% cash back at U.S. supermarkets (up to $6,000 per year in supermarket purchases, then 1%) and on select U.S. streaming subscriptions 3% cash back on U.S. gas station and transit purchases |
|
4.4 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on American Express's secure site
See Rates & Fees
, Terms Apply
|
|
Gas and dining |
2% cash back at gas stations and restaurants (on up to $1,000 in combined purchases each quarter, then 1%) Automatic Cashback Match for all rewards earned at the end of your first year |
|
4.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Discover's secure site
|
|
Low interest and fees |
1.5% cash back on all purchases every time you make a payment Monthly installment payments at a set APR and length instead of traditional cards’ revolving credit line No late payment fee and no penalty APR |
|
4.2 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Upgrade's secure site
|
|
Simplicity |
2 percent back on all eligible purchases |
|
3.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Synchrony's secure site
|
|
GM loyalists |
7X points on eligible GM purchases 4X points on all other purchases |
|
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All information about the American Express® Green Card and the My GM Rewards® Mastercard® has been collected independently by Bankrate.com and has not been reviewed or approved by the issuer.