Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How to build credit without a credit card
There are many ways to build up credit even if you don’t qualify for a credit card.
6 min read Nov 08, 2024 -
What is the credit repair organization act?
The Credit Repair Organization Act regulates credit repair companies.
6 min read Nov 08, 2024 -
Alternative ways to pay down credit card debt
Here’s how you can pay down your credit card debt — without a debt consolidation loan.
6 min read Nov 08, 2024 -
Coping with debt when you’re laid off
If you’re worried about how job loss might affect your debt, here’s what you need to know.
6 min read Nov 06, 2024 -
How to set up a debt payoff plan and stick to it
If you want to pay off debt, it’s important to come up with a plan you can stick to.
6 min read Nov 06, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Nov 06, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Nov 06, 2024 -
What is credit monitoring?
A credit monitoring service can help you identify and reverse unauthorized changes to your credit report. Your credit card may offer this protection as a free benefit, or you may prefer to pay for more [...]
6 min read Oct 31, 2024 -
Bankruptcy: What is a reaffirmation agreement?
If you’re going through bankruptcy, you may want to reaffirm some of your debts.
6 min read Oct 31, 2024 -
A comprehensive guide to debt relief programs
Debt becomes a problem when you don’t have the means to pay it off or owe too much to too many companies to pay down the balances.
6 min read Oct 31, 2024