Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Jan 22, 2025 -
Dont let car repairs bog you down: Repair your credit and your car at the same time
Car repairs can be an opportunity to boost your credit if you do it right.
6 min read Jan 22, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Jan 22, 2025 -
What banks exchange foreign currency?
Bank currency exchange services often offer better rates than airport or tourist-area kiosks.
6 min read Jan 22, 2025 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
7 min read Jan 21, 2025 -
Common types of bankruptcy and how to avoid filing
How your bankruptcy will play out depends on the type of bankruptcy you file.
6 min read Jan 21, 2025 -
When is the best time to apply for a new credit card?
The best time to apply for a credit card depends more on your financial situation.
6 min read Jan 17, 2025 -
How to delete your Experian account
You can use your Experian account to check your credit, but you don’t have to keep it.
6 min read Jan 17, 2025 -
Zombie debt: What it is and how it works
Know your rights when it comes to paying off old debt.
7 min read Jan 17, 2025 -
The laws behind credit repair
If you need credit repair, it’s important to know what laws protect you.
6 min read Jan 17, 2025