Best student credit cards of September 2024
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- Best for rotating cash back categories: Discover it® Student Cash Back
- Best for intro APR: Bank of America® Unlimited Cash Rewards Credit Card for Students
- Best for travel: Bank of America® Travel Rewards Credit Card for Students
- Best for gas and dining: Discover it® Student Chrome
- Best overall student card: Capital One SavorOne Student Cash Rewards Credit Card
- Best for flat-rate cash back: Capital One Quicksilver Student Cash Rewards Credit Card
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Showing 6 results
Best for rotating cash back categories
Intro offer
Cashback Match
Rewards Rate
1% - 5%
Annual fee
$0
Regular APR
18.24% - 27.24% Variable APR
Why you'll like this: It effectively doubles your cash back at the end of the first year, making it a good choice if you want to maximize your year one rewards.
Best for intro APR
Intro offer
$200
Rewards Rate
1.5%
Annual fee
$0
Regular APR
19.24% - 29.24% Variable APR on purchases and balance transfers
Why you'll like this: You can earn cash back on every purchase without worrying about reward categories and gain access to valuable financial education such as Better Money Habits.
Best for travel
Intro offer
25,000 points
Rewards Rate
1.5X
Annual fee
$0
Regular APR
19.24% - 29.24% Variable APR on purchases and balance transfers
Why you'll like this: You can earn unlimited points for every dollar spent on purchases, which you can redeem for a wide variety of travel expenses without any restrictions.
Intro offer
Cashback Match
Rewards Rate
1% - 2%
Annual fee
$0
Regular APR
18.24% - 27.24% Variable APR
Why you'll like this: It offers cash back on gas stations and restaurants, which makes it a good choice if you’re a student who commutes and dines out frequently.
Best overall student card
Intro offer
$50
Rewards Rate
1% - 8%
Annual fee
$0
Regular APR
19.99% - 29.99% (Variable)
Why you'll like this: If you’re a student who spends mostly on grocery store purchases, restaurants, entertainment and popular streaming services (and what student doesn’t), this card is all you need for earning back on your purchases.
Best for flat-rate cash back
Intro offer
$50
Rewards Rate
1.5% - 10%
Annual fee
$0
Regular APR
19.99% - 29.99% (Variable)
Why you'll like this: This card combines unlimited flat-rate cash back on every purchase with access to UberOne membership credits, an asset for any carousing student.
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Compare Bankrate’s top student credit cards
Card name | Best for | Rewards highlights | Bankrate review score |
---|---|---|---|
Rotating cash back categories |
5% cash back on up to $1,500 per quarter of rotating category purchases (activation required), then 1%
1% cash back on all other purchases
|
5.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Discover's secure site
|
|
Intro APR |
1.5% unlimited cash back on all purchases |
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|
Travel |
1.5X points on all purchases |
3.9 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Bank of America's secure site
|
|
Gas and dining |
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter (then 1%)
1% cash back on all other purchases |
4.1 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Discover's secure site
|
|
Overall student card |
10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
8% cash back on Capital One Entertainment purchases
5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
3% cash back on dining, grocery store purchases (excluding superstores like Walmart® and Target®), popular streaming services and entertainment
1% cash back on all other purchases
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4.6 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|
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Flat-rate cash back |
10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
1.5% cash back on all other purchase
|
4.0 / 5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Apply now
on Capital One's secure site
|