Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is a balance transfer fee? Here’s everything you need to know
Balance transfer fees are hard to avoid, but they aren’t always a bad thing.
8 min read Jul 19, 2024 -
How many credit cards is too many?
The number of cards that’s right for you depends on how many you can easily manage.
11 min read Jul 18, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Jul 18, 2024 -
How to build credit with a secured credit card
If you have a low credit score or a limited credit history, you can start building credit with a secured credit card. Here’s what you need to know.
6 min read Jul 18, 2024 -
A comprehensive guide to debt relief programs
Debt becomes a problem when you don’t have the means to pay it off or owe too much to too many companies to pay down the balances.
5 min read Jul 17, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Jul 17, 2024 -
What does it mean if your debt is charged off as bad debt?
When a debt has been charged off, that doesn’t mean it’s wiped away.
6 min read Jul 18, 2024 -
How to pay off a debt in collections
Take these steps to pay off lingering debt.
7 min read Jul 17, 2024 -
How to stay out of debt
Want to avoid debt? Here’s how to organize your finances for a loan-free life.
7 min read Jul 17, 2024 -
What to do if you find yourself in debt again
In debt a second time? Don’t panic. Here’s how you can pay it off.
4 min read Jul 17, 2024