PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.
| RATE UPDATE | Looking for a safe place to stash your cash? Find a high-yielding, FDIC-insured CD. |
TOP PERSONAL
FINANCE STORIES
Recent news of bank failures has consumers wondering about the security of the FDIC's funding.
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 30 yr fixed mtg |
|
5.97% |
|
5.96% |
| 15 yr fixed mtg |
|
5.73% |
|
5.67% |
| 5/1 ARM |
|
5.89% |
|
5.92% |
| 30 yr fixed jumbo mtg |
|
7.38% |
|
7.12% |
| 5/1 jumbo ARM |
|
6.11% |
|
6.18% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| $30K HELOC |
|
5.45% |
|
5.47% |
| $50K HELOC |
|
5.15% |
|
5.15% |
| $30K Home Equity Loan |
|
7.98% |
|
7.94% |
| $50K Home Equity Loan |
|
7.72% |
|
7.72% |
| $75K Home Equity Loan |
|
7.72% |
|
7.72% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 36 month new car loan |
|
6.77% |
|
6.73% |
| 48 month new car loan |
|
6.83% |
|
6.52% |
| 60 month new car loan |
|
6.85% |
|
6.53% |
| 72 month new car loan |
|
6.44% |
|
6.44% |
| 36 month used car loan |
|
7.15% |
|
7.11% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 6 month CD |
|
3.15% |
|
3.20% |
| 1 yr CD |
|
3.63% |
|
3.68% |
| 5 yr CD |
|
4.06% |
|
4.14% |
| 1 yr IRA CD |
|
3.29% |
|
3.28% |
| 5 yr IRA CD |
|
3.97% |
|
4.01% |
Rates may include points
RETIREMENT AND INVESTMENT SPOTLIGHT
IS YOUR BANK SAFE?
Many
banks are struggling in this tough economy.
Is yours safe?
Is yours safe?
Check your bank's
CALCULATORS
Can a new mortgage help?
Calculate your payment.
Earnings to the penny
The range of all three scores
Amortization & payment
RATE TRENDS THIS WEEK
Track
interest rates:
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rate trendsFederal Reserve coverage
Your Best Interest Report
Expert
rate commentary:
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Rate Trend Index
COFI, LIBOR, prime rate
SPECIALS
Special section:
BANKRATE VIDEOS
 |
What should investors do? Greg McBride explains how to react to the current market climate.
|
NEWS
THIS WEEK
As one part of the much-touted housing bill, the program aims to prevent foreclosure. But who benefits?
See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs.
There are lots of mixed messages on how to improve your credit score. What's the solution to this scoring puzzle?
The way the brain works makes it prone to money mistakes. Here's how to avoid these cerebral snares.
Beefed-up FDIC coverage was added to the bailout to "sweeten" a bill many found unpalatable. Will it help you?
Burying your head in the sand won't put a dime back in your portfolio -- but keeping informed and diversified might.
Get alerted to upcoming features:
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