Mortgages

It can be a route to homeownership for those with lower incomes.

It depends on your personal situation, goals and preferences.

First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.

Want to borrow against your home’s value? Be ready to meet these criteria.

Paying your mortgage biweekly translates to one additional payment per year. Should you do it

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for conforming loans, which make up most mortgages. Mortgage lenders have traditionally [...]

A home down payment is the part of a home’s purchase price you pay upfront.

The lender must provide final details of your mortgage on the closing disclosure.

Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.

For borrowers with credit dings or unusual financials, manual underwriting can be key.

Mortgage rates retreat amid swings In markets

The cash you’ll get comes at cost. Here’s how to minimize it.

Usually, no. But you still need to have some cash on hand at the closing.

If you hope to refinance in today’s turbulent market, here’s what to watch.

It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.

Trust us, you don’t want to trigger it. Here’s why.

Here are the best mortgage lenders for April 2025.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.

Here are some of the best bad credit mortgage lenders in 2025.

Here are some of the best mortgage refinance lenders in 2025.

Our list of lenders best suited to helping out a novice homeowner-to-be.

Bankrate’s guide to finding the best reverse mortgage lender for you

OK with doing your loan digitally? These mortgage companies are the tops.

First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.

This legal process could help you keep your home — but it comes with a catch.

Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.

Trust us, you don’t want to trigger it. Here’s why.

A 40-year mortgage comes with lower monthly payments, but higher interest costs.

A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.

Up to four, usually. But it’s complicated.

It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.