PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.
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Some CDs are sold through brokerages. Will the holders of those CDs get their money back if the issuing bank fails?
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 30 yr fixed mtg |
|
6.33% |
|
6.13% |
| 15 yr fixed mtg |
|
5.86% |
|
5.64% |
| 5/1 ARM |
|
5.73% |
|
5.48% |
| 30 yr fixed jumbo mtg |
|
7.28% |
|
7.20% |
| 5/1 jumbo ARM |
|
6.29% |
|
6.23% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| $30K HELOC |
|
4.70% |
|
4.65% |
| $50K HELOC |
|
3.64% |
|
3.95% |
| $30K Home Equity Loan |
|
7.78% |
|
7.90% |
| $50K Home Equity Loan |
|
7.63% |
|
7.80% |
| $75K Home Equity Loan |
|
7.63% |
|
7.78% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 36 month new car loan |
|
6.81% |
|
6.81% |
| 48 month new car loan |
|
6.85% |
|
6.85% |
| 60 month new car loan |
|
6.50% |
|
6.50% |
| 72 month new car loan |
|
6.32% |
|
6.32% |
| 36 month used car loan |
|
7.15% |
|
7.15% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 6 month CD |
|
3.04% |
|
3.00% |
| 1 yr CD |
|
3.47% |
|
3.41% |
| 5 yr CD |
|
4.04% |
|
3.98% |
| 1 yr IRA CD |
|
3.17% |
|
3.17% |
| 5 yr IRA CD |
|
3.78% |
|
3.78% |
Rates may include points
RETIREMENT AND INVESTMENT SPOTLIGHT
TIP OF THE DAY
Don't be afraid to unleash your inner cheapskate. Watch your savings grow as your spending falls.
CALCULATORS
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RATE TRENDS THIS WEEK
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SPECIALS
Special section:
NEWS
THIS WEEK
The government's new rules ban stated-income loans and aim to stem the red tide of bad subprime mortgage loans.
See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs.
Looking for higher yields? Bonds from government-sponsored enterprises may be the key, after some research.
Tired of watching prices skyrocket? These investments can help keep you -- and your money -- ahead of inflation.
Like "Operation," private health insurance is a game where the smallest error can cause a huge (financial) shock.
Plagued by a tight credit market and foreclosures, lenders are wary. Here's how to get your loan painlessly.
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