How we rate our cards Advertiser Disclosure

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Best Cards

CardMatch™

Balance Transfer

0% APR

Cash Back

Explore more

Rewards Business Travel Student No annual fee

Bankrate's promoted cards from our partners for April 2025

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site. Terms Apply.

Best for travel rewards on everyday spending

Capital One Venture Rewards Credit Card

Apply now

on Capital One's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.9

Rewards Rate:

5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. 2 Miles per dollar on every purchase, every day.

Welcome Offer:

Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit to use in your first cardholder year – that’s equal to $1,000 in travel.

Regular APR:

19.99% - 29.24% (Variable)

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
- Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs

See Rates & Fees

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

Apply now

on Wells Fargo's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.3

Rewards Rate:

Earn unlimited 2% cash rewards on purchases.

Welcome Offer:

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Regular APR:

19.24%, 24.24%, or 29.24% Variable APR

Purchase Intro APR:

0% intro APR for 12 months from account opening

Balance Transfer Intro APR:

0% intro APR for 12 months from account opening on qualifying balance transfers

Annual Fee:

$0
This card not only carries one of the best flat rewards rates out there, but also a generous sign-up bonus and a decent intro APR offer, features often missing on competing cards. This makes it easily one of the best flat-rate cash rewards cards on the market.

Read our full Active Cash card review.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don't expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

See Rates & Fees

Best for large welcome offer

Ink Business Unlimited® Credit Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.2

Rewards Rate:

Earn unlimited 1.5% cash back on every purchase made for your business.

Welcome Offer:

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Regular APR:

17.49% - 23.49% Variable

Purchase Intro APR:

0% Intro APR on Purchases for 12 Months

Balance Transfer Intro APR:

N/A

Annual Fee:

$0
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC

See Rates & Fees

Tools & Reviews

5.0

Bankrate Score

Read review

4.7

Bankrate Score

Read review

All credit card reviews

Credit cards compare tool

Credit card payoff calculator

Balance transfer calculator

Credit utilization calculator

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

Seychelle Thomas

Writer, Credit Cards

Katie Kelton

Senior Writer, Credit Cards

Ana Staples

Lead Writer, Credit Cards

Ted Rossman

Senior Industry Analyst, Credit Cards

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."

"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."

"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."

"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

Group of friends enjoying coffee together

How to use credit card referrals to earn extra rewards.

A gray credit card between one sign that says "pros" with an arrow pointing right and one sign that says "cons" with an arrow pointing left.

A credit card can help you build credit and earn rewards, but it also has risks.

Family leisure. Couple enjoys staying together in a hotel

Receive up to 40% bonus points by taking advantage of limited-time transfer bonuses.

The Wells Fargo Reflect lets you skip interest on purchases and balance transfers for 21 months.

Man sits in front of laptop holding credit card and smiling

Here are some realistic changes I’d love to see from credit card issuers this year.

Want to earn Amex Membership Rewards without an exorbitant fee? Consider the Green Card and Amex EveryDay.

design illustration of a couple walking into a room with luggage

Discover the ins and outs of the Choice Privileges loyalty program and how to earn and redeem points for free hotel stays and more.

Digital generated image of credit card frozen against light blue background. Financial and banking concept.

Freezing your credit is powerful protection.

Cards that offer 0 percent intro APR can be excellent tools.

design image of an African American woman in wheelchair talking on phone at home

Call your card issuer if you want a lower interest rate, and be ready to negotiate

Find out what credit score you need for a 0 percent intro APR credit card.

woman using a credit card to shop online

A new credit card, timed right and used strategically, can help you fight high prices.

Man closely inspecting smartphone while holding credit card

Learn when to say goodbye to your high-interest credit card and when to keep it.

Middle aged woman looks out window sitting at table with laptop in front of her.

A second balance transfer can help you continue to pay off debt, but know the risks involved.

woman writing in notebook and looking at her phone

Learn these important steps to build a successful financial journey after completing a balance transfer.

How a 0 percent APR card can serve as an interest-free loan

The Wells Fargo Reflect lets you skip interest on purchases and balance transfers for 21 months.

Shot of a young woman holding her credit card while using her cellphone at home

You may receive a credit limit increase from Chase automatically, and you can also call them to request an increase.

a young man at home holding a credit card and using a computer

Here’s what you need to do if your credit card APR increases.

A second balance transfer can help you continue to pay off debt, but know the risks involved.

Woman sitting on couch with laptop computer

Save on interest with the best credit union cards with no balance transfer fees.

Middle-aged woman uses her phone while holding her credit card at home

The Citi Double Cash Card has an outstanding intro APR balance transfer offer.

Young woman uses credit card snd laptop in living room

How much can you balance transfer? Get the facts to pay down your debt.

Learn these important steps to build a successful financial journey after completing a balance transfer.

Here are some realistic changes I’d love to see from credit card issuers this year.

Smiling woman holding credit card using laptop lying on sofa in living room at home

Have a comprehensive strategy in place to get the most out of cash back rewards.

Discover tips and resources for comparing cash back cards and maximizing rewards.

A new credit card, timed right and used strategically, can help you fight high prices.

A businessman is paying with credit card at the hotel reception

If you spend a lot, make your spending work for you with a card that earns rewards.

The Citi Double Cash Card has an outstanding intro APR balance transfer offer.

Young gay couple unpacks groceries in their kitchen together

Pairing your credit card with the Upside app can help you save more than you think.

1.5 percent may provide more value once you unpack the entire rewards structure.

How to use credit card referrals to earn extra rewards.

Receive up to 40% bonus points by taking advantage of limited-time transfer bonuses.

woman receiving a beauty treatment in a medical office

If you’re planning to splurge for a cosmetic procedure, a credit card can help you earn rewards or budget.

Whether card rewards are taxable depends on whether they are a rebate on spending

Revamp your rewards by combining the gas loyalty program of your choice with one of the best credit cards for gas.

Wells Fargo cardholders can earn cash rewards and accrue Wells Fargo Rewards.

If you spend a lot, make your spending work for you with a card that earns rewards.

Father carrying young daughter on shoulders on beach at sunset

Learn all about the Chase Ultimate Rewards and which credit cards earn points.

Credit Cards

Card Type

Card Issuer

Credit Type

Bankrate's promoted cards from our partners for April 2025

Best for travel rewards on everyday spending

Capital One Venture Rewards Credit Card

Features

Bankrate's View

Card Details

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

Features

Bankrate's View

Card Details

Best for large welcome offer

Ink Business Unlimited® Credit Card

Features

Bankrate's View

Card Details

Tools & Reviews

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

The latest