Bankrate Editorial Team
Get to know our award-winning team of reporters and editors, who take pride in bringing you the most relevant news, insights and analysis for your financial journey.
Reporters and Editors
Money news from a team you can trust
Since 1976, Bankrate has been the source of truth for all things personal finance. That tradition continues today with our dedicated team of reporters and editors. Their breadth of experience and depth of knowledge makes them uniquely qualified to bring you news and insights you can trust.
We don’t stop there, either. We care so deeply about accuracy and relevancy that we created our financial review board of industry experts who review our content for an extra layer of trust and authority
Bankrate reporters and editors
Aaron Broverman
Personal Finance Writer
Aaron Broverman has been covering personal finance for over a decade for Bankrate and Creditcards.com, starting with its former sister site Creditcards.com Canada. His personal…
Aaron Hurd
Contributor, Personal Finance
Aaron Hurd has written hundreds of articles as an expert contributor, covering miles, points, travel, credit card rewards and personal finance for publications like The Points…
Aja McClanahan
Former Personal Finance Writer, Credit Cards
Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. Aja is the author of "How a Mother Should Talk About Money with Her Daughter."
Alex Gailey
Lead Data Reporter, Personal Finance
As a lead data reporter at Bankrate, Alex Gailey writes about the numbers behind consumer finance and economic trends.
Alice Lesperance
Editor
Alice Lesperance is an editor on the Bankrate team. Alice has more than 9 years of professional writing and editing experience, and she is passionate about helping people at all…
Allie Johnson
Personal Finance Writer
Allie has written about personal finance and covered credit cards extensively for more than 10 years. Allie covers avoiding credit card debt, choosing credit cards wisely and…
Amanda Garland is a personal finance writer covering topics related to credit, credit repair and credit cards.
Amelia Buckley
Editor, Insurance
Amelia Buckley is an insurance editor for Bankrate.com and an insurance agent with a personal lines license. She emphasizes creating informative, engaging and nuanced content to…
Amy Lieu
Former Editor, Branded Content
Amy Lieu led branded content strategy and execution across Bankrate and CreditCards.com.
Amy Sims
Editorial Director, Personal Finance
Amy Sims is an editorial director for Bankrate, leading a team responsible for creating educational insurance content.
Ana Cvetkovic
Contributor, Credit Cards
Ana’s interest in finance developed out of her own entrepreneurial journey. As a business owner, she has first-hand experience with the topics she covers for Bankrate. As a…
Ana Staples
Lead Writer, Credit Cards
Ana Staples is a lead writer, credit cards for Bankrate and an expert on all things credit basics and personal finance for the younger generation.
Andrea Coombes, CFP®
Editor, Tax
Andrea Coombes, a tax editor at Bankrate, loves to translate complex personal finance topics into understandable content that helps people live their best financial lives. She’s…
Andrew Dehan
Writer, Home lending
Andrew Dehan writes about real estate and personal finance. His work has been published by Rocket Mortgage, Forbes Advisor and Business Insider. He’s also a poet, musician and…
Andy Shuman
Contributor, Credit Cards
Andy Shuman is a contributing writer to Bankrate. He is a New York-based freelance writer with strong expertise in consumer credit and travel loyalty programs.
Angela Watson
Contributor
Angela Mae is a personal finance writer specializing in consumer loans, debt management, investing, retirement planning, and financial literacy. Her goal is to help others achieve…
Angelica Leicht
Editor, Credit Cards
Angelica Leicht is an editor across Bankrate and CreditCards.com. She has over a decade of experience as a writer and editor, with a specific emphasis on personal finance content…
Anna N'Jie-Konte
Expert Reviewer, MBA, CFP®
Anna N’Jie-Konte, MBA, CFP® is the President and Director of Financial Planning for Re-Envision Wealth. As President, Anna manages the firm's financial planning, advisory, and…
Antonio Ruiz-Camacho
Former Senior Director of Content
Antonio Ruiz-Camacho is the former senior director of content for CreditCards.com and Bankrate Credit Cards. He has more than 20 years of international experience leading content…
Ariana Arghandewal
Contributor, Personal Finance
Ariana Arghandewal is a personal finance expert specializing in credit cards and travel rewards. She is passionate about helping people leverage credit card rewards to realize…
Ashley Onadele
Contributor, Credit Cards
Ashley Onadele has been engrossed in the world of credit card points and miles and travel rewards for more than a decade.
Ashley Parks
Former Editor, Credit cards
As a Bankrate credit cards editor, Ashley Parks is fascinated by the ways people can make credit cards work for them when armed with the right knowledge.
Ashlyn Brooks is a finance writer with more than half a decade of experience, known for her knowledge in areas such as taxes, insurance, investing, retirement, finance news, and…
Aylea Wilkins
Editor
Aylea Wilkins has been at Bankrate since 2019, editing content in student, personal and home equity loans and auto, home and life insurance before taking on editing content in a…
This article was generated using automation technology and thoroughly edited and fact-checked by an editor on our editorial staff.
Barri Segal
Former Reporter, Credit Cards
Barri has written in the personal finance vertical—including credit cards—for more than 20 years. She currently identifies and reports on news and top trends in the credit…
Barry Bridges
Former Senior editor, credit cards
Former Senior Editor Barry Bridges has been writing about credit cards, personal loans, mortgages and other personal finance products since 2017. Before joining Bankrate, he was…
Benét J. Wilson
Lead Writer, Credit Cards
Benét J. Wilson is a lead reporter at Bankrate who writes about credit cards and credit advice.
Beth Braverman
Personal Finance Expert Contributor
Beth Braverman is an award-winning freelance journalist and content producer, writing mostly about personal finance, parenting and careers.
Bill McGuire
Former Editor, homes
Bankrate senior editor for mortgages Bill McGuire has been writing and editing for more than four decades at major newspapers, magazines and websites.
Brady Porche
Former Editorial Director, Credit cards
Brady Porche is a former editorial director for Bankrate Credit Cards and CreditCards.com. He has two decades of professional experience as a writer and editor.
Brendan Dyer
Associate Editor, Credit Cards
Brendan Dyer holds a Master of Fine Arts in Journalism from Western Connecticut State University and worked previously as a content editor for Regional News Network, a hyper-local…
Brian Baker, CFA
Senior writer, investing and retirement
Brian Baker covers investing and retirement for Bankrate. He is a CFA Charterholder and previously worked in equity research at a buyside investment firm. Baker is passionate…
Brian Beers
Managing editor
Brian Beers is the managing editor for the Wealth team at Bankrate. He oversees editorial coverage of banking, investing, the economy and all things money.
Brooklyn Lowery
Senior Editor, Credit Cards
Brooklyn Lowery is a Senior Editor on the Bankrate credit cards education team where she focuses on helping everyday consumers leverage credit cards as powerful tools in their…
Caitlin Ritchie
Writer
Caitlin Ritchie is a Bankrate contributor and a writer for Bankrate sister site SaveOnEnergy.com. Caitlin has been covering home energy, residential solar power and energy…
Carol Pope
Former Writer, Insurance
Carol Pope is a former insurance writer for Bankrate and prior to joining the team, she spent 12 years as an auto insurance agent. During this time, she sold, serviced and…
Cate Deventer
Former Writer & Editor, Insurance
Cate Deventer is a writer, editor and insurance professional with over a decade of experience in the insurance industry as a licensed insurance agent.
Cathleen McCarthy
Former Senior Editor, Credit Cards
Cathleen's stories on design, travel and business have appeared in dozens of publications including the Washington Post, Town & Country, Wall Street Journal, Marie Claire,…
Chanelle Gibson
Writer and Editor
Chanelle Gibson is a former contributor at Bankrate. She has wide variety of experience ranging from pop culture to software engineering and possess expertise in finance,…
Chelsea Wing
Form editor, Student loans
She is invested in helping students navigate the high costs of college and breaking down the complexities of student loans.
Chris Kahn
Managing Editor, Surveys and Data Studies
Chris grew up in Phoenix, Arizona. He trained as a physicist for several years before discovering the thrill that is the news business. He lives on Long Island with his wife, two…
Christopher Murray
Contributor, Personal Finance
Christopher Murray is a personal finance writer for a number of reputable sites including Bankrate. Six years ago, Christopher started as the single staff writer for a budding…
Claire Dickey
Former Editor, Credit Cards
Claire Dickey is a product editor for Bankrate, CreditCards.com and To Her Credit. Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications…
Constance Sommer
Contributor, Personal Finance
Courtney Mihocik
Senior Editor, Credit Cards
Courtney Mihocik is an editor at Bankrate Credit Cards and CreditCards.com specializing in credit card news and personal finance advice. Previously, she led insurance content at…
Dan Miller
Contributor, Personal Finance
Dan Miller is a former contributing writer for Bankrate. Dan covered loans, home equity and debt management in his work.
Daniella Ramirez
Associate Editor, Credit Cards
David Schepp
Former editor, Wealth
David Schepp is a former wealth editor for Bankrate, focusing on deposits and consumer banking content.
Denny Ceizyk
Senior Loans Writer
Denny Ceizyk joined the Bankrate Loans team as a Senior Writer in 2023, providing 30 years of insight from his experience in loan sales and as a personal finance writer to help…
Dignelly Torres Vázquez
Former Editor, credit cards
Highlights
Investigative and political journalism
Delivered on-the-ground news
Newscast Production
Experience
Dignelly is a…
DJ has been writing about all things money since 2011. He's self-published five ebooks, worked with dozens of financial professionals as a ghostwriter and authored thousands of…
Emily Maracle
Editor, Small Business Loans
Emily Maracle is a former small business loans editor for Bankrate.com. She is passionate about creating high-quality content to help educate and make complex topics accessible to…
Emily Sherman
Former Senior Editor, Credit Cards
Emily Sherman is a former senior editor for CreditCards.com and Bankrate Credit Cards, specializing in product news and recommendations. She has worked as a writer and editor in…
Eric Rosenberg
Contributor, Investing and Personal Finance
Erica Sandberg
Contributor, Credit Cards
Erik J. Martin
Contributor, Personal Finance
Erik J. Martin is a Chicago area-based freelance writer/editor whose articles have been featured in AARP The Magazine, Reader's Digest, The Costco Connection, The Motley Fool and…
Erin Kennedy
Senior investing editor
Bankrate senior investing editor Erin Kennedy has spent over a dozen years editing and publishing in the financial media space. Her longtime goal has been to help educate people…
Erin Lowry
Expert Reviewer, Personal Finance
Erin Lowry is the author of the four-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing, Broke Millennial Talks Money and…
Faith Foushee
Writer
Faith Foushee is a Bankrate contributor and a writer for Bankrate’s corporate partner, SaveOnEnergy.com, covering energy-efficient products, renewables and other energy topics.…
Garrett Yarbrough
Writer, Credit Cards
Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card,…
Georgina Tzanetos
Former reporter, Investing
Former Bankrate reporter Georgina Tzanetos covers investing and retirement.
Gillian Totaro writes about insurance and credit cards and enjoys helping people learn more about how to manage their financial assets. She has over five years of writing…
Grace Pilling
Former Editor, credit cards
Graciela Zarate Rolon
Former Editor, credit cards
Graciela Zarate Rolon is a former Bankrate editor and recent graduate of Wake Forest University with a degree in Politics and International Affairs.
Greg Johnson
Freelance Editor, Credit Cards
Greg Johnson has been writing about personal finance, travel, and credit card rewards for more than a decade.
Greg McBride, CFA
Chief financial analyst, Personal Finance
Greg McBride, CFA, is the Chief Financial Analyst for Bankrate.com, leading a team responsible for researching financial products, providing analysis, and advice on personal…
Hannah Hillson
Editor
Hannah Hillson is a contributing editor for Bankrate. With a decade of experience in the home services and energy industries, she aims to answer consumer questions in a digestible…
Hannah Smith
Editor, Personal Loans
Hannah Smith is a former Bankrate editor. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial…
Hanneh Bareham
Writer, Personal Loans and Debt Relief
Hanneh Bareham, a Certified Financial Education Instructor℠, was a personal finance writer with Bankrate between 2020 and 2024.
Heather Grey
Contributor
Heather Grey is a freelance writer who has been covering health and wellness-related topics since 2013. Her work has appeared in a variety of publications, including Healthline,…
Heidi Rivera
Writer, Personal Loans
Heidi Rivera was a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data…
India Davis
Editor, Credit Cards
India Davis is an editor specializing in credit cards and updates. She believes in putting the reader first and carrying out a brand’s voice to its fullest potential. She has…
Ivana Pino
Former Growth Editor, Credit Cards
She graduated from the S.I. Newhouse School of Public Communications at Syracuse University with a degree in Digital Journalism and a second degree in Political Science.
Jacqueline DeMarco
Contributor
Jacqueline DeMarco is a contributor to Bankrate covering personal finance, including credit cards, rewards credit cards and travel credit cards. In addition to Bankrate, she has…
James Royal, Ph.D.
Principal writer, investing and wealth management
Bankrate principal writer and editor James F. Royal, Ph.D., covers investing and wealth management. His work has been cited by CNBC, the Washington Post, The New York Times and…
Jason Steele
Former contributor, Credit Cards
Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points…
Jeanine Skowronski
Credit Card Expert & Analyst
Jeanine Skowronski is a credit card expert, analyst, and multimedia journalist with over 10 years of experience covering business and personal finance.
Jeff Ostrowski
Principal writer, Home Lending
Jeff Ostrowski covers mortgages and the housing market. Before joining Bankrate in 2020, he spent more than 20 years writing about real estate, business, the economy and politics.
Jenna Flannigan
Managing Editor, Credit Cards
Jenna Flannigan is an editor for Bankrate with more than 10 years of professional experience in writing, editing, and digital media. In her previous role, she was a managing…
Jessa Claeys
Editor, Insurance
Jessa Claeys is an insurance editor for Bankrate with over a decade of experience writing, editing and leading teams of content creators. She is a licensed personal lines…
Jessica Gibson
Contributor, Insurance
Jessica Gibson is an insurance writer with almost a decade of digital publishing experience.
Joey Robinson
Contributor, Credit Cards
Joey Robinson is a credit cards contributor for Bankrate and upon graduating with a Bachelor’s degree concentrated in Finance, Joey worked at “Big Four” (Ernst and Young)…
John Puterbaugh
Senior Director, Editorial
Johna Strickland
Investing Editor
Bankrate investing editor Johna Strickland has made a career out of explaining complicated financial topics to everyday people. As an editor and journalist for 15 years, she has…
Jordan Bishop
Contributor, Personal Finance
Jordan Bishop is a former contributor for Bankrate. He discovered the power of credit cards at a young age. His first splash into travel hacking came with the wildly viral launch…
Julia Carpenter
Freelancer
Julia Carpenter is an award-winning writer and reporter living in Brooklyn, New York. Her work has appeared in Esquire, The Wall Street Journal and numerous other publications.…
Julie Linton leads Loans coverage for Bankrate. She is committed to helping readers navigate complex personal finance decisions.
Kaitlyn Tang
Editor I, Credit Cards
Kaitlyn Tang is a CreditCards.com editor who writes and edits factual, up-to-date and insightful content for its readers. She focuses on editing content that educates on how…
Karen Bennett
Senior consumer banking reporter
Karen Bennett is a senior consumer banking reporter at Bankrate. She uses her finance writing background to help readers learn more about savings and checking accounts, CDs, and…
Karen Haywood Queen
Personal Finance Expert Contributor
Kathleen Howley
Writer, Insurance
Kathleen Howley is Bankrate’s principal reporter and analyst for home and auto insurance. She has more than two decades of experience as a financial journalist.
Katie Kelton
Senior Writer, Credit Cards
Katie Kelton is a Senior Writer on Bankrate’s credit cards team, where she brings seven years of experience writing creative and financial content to help cardholders get savvy…
Kayla Leng
Senior Branded Content Editor
Kayla Leng is a senior editor on the branded content team, which works closely with the Integrated Marketing team and partners to create custom content that informs readers of…
Kelli Pate
Personal Finance Writer
Kelli Pate is a former contributor to Bankrate and a freelance writer and copy editor living in Kansas City, though she's a Jersey girl at heart. When she's not writing about…
Kelly Dilworth
Contributor, Personal Finance
Kelly Waggoner
Former Managing Editor, Credit Cards
Kelly Suzan Waggoner is a managing editor at Bankrate, where she leads a team of writers and editors dedicated to helping you get the most out of your credit cards — whether to…
Kellye Guinan
Editor, Personal Loans and Auto Loans
Kellye Guinan is an editor and writer with over seven years of experience in personal finance.
Kendall Little
Former Reporter, Credit Cards
Kendall Little is a former personal finance writer who previously covered credit card news and advice at Bankrate. Kendall currently is a staff writer for NextAdvisor. She is…
Kristen Kuchar
Deposits Editor
Kristen Kuchar is an editor at Bankrate with the Wealth team. She has written for personal finance publications for 15 years, covering a wide range of money topics throughout her…
Lance Davis
Vice President
Lance Davis is the Vice President of Content for Bankrate, overseeing content for home lending, deposits, investing, consumer lending, insurance, credit cards and small business.…
Lane Gillespie
Writer, Personal Finance
Lane Gillespie is a writer for Bankrate, specializing in writing well-rounded financial content that answers readers' questions, regardless of where they are in their financial…
Laura Gariepy is the owner of Every Day by the Lake, LLC, a written content creation company that helps brands stay top of mind with their target market. She specializes in…
Lauren Nowacki
Senior Loans Writer
Lauren strives to simplify complex loan products and processes with over 12 years of experience in personal finance.
Laurie Richards
Editor, Home Lending
Laurie Richards is a mortgage editor on Bankrate’s Home Lending team.
Leeron is a New York-based journalist and writer with experience covering finance, fintech and real estate. She has also reported on topics ranging from daily news, arts and…
Liliana Hall
Associate Editor
Liliana is an editor and journalist with a background in feature writing on the Bankrate Credit Cards team.
Linda Bell
Senior writer, Home Lending
Linda Bell is a senior writer on Bankrate's Home Lending team, producing content around HELOCs, financing home renovations, home equity loans and more.
Lisa Dammeyer
Investing Editor
Lisa Dammeyer is an investing editor at Bankrate. She has more than six years of experience distilling down complex topics for everyday people.
Lisa McArdle
Editor, Insurance
Lisa McArdle is an insurance editor who joined the Bankrate team in 2023. She has more than 15 years of experience writing, editing and managing content in a variety of…
Liz Bingler
Former Editor, Credit Cards
Liz Bingler is an Associate Editor for CreditCards.com and Bankrate, where she focuses on product news and reviews. As an editor, her goal is to produce content that will help…
Liza Carrasquillo
Credit Cards Editor
Liza Carrasquillo is an editor on the Bankrate credit cards team who focuses on providing accurate educational content to those at all stages of their credit card journey.
Lizzie Nealon
Insurance Contributor
Lizzie Nealon is an insurance contributor for Bankrate and enjoys making home, auto and life insurance digestible for readers so they can prepare for the future.
Logan Jacoby
Investing reporter
Logan Jacoby is a financial journalist and investing writer for Bankrate where she covers foundational investing, cryptocurrency and alternative investments.
Lori Zaino
Contributor, Travel Credit Cards
Lori Zaino is a contributor to Bankrate who is a freelance editor, writer and travel expert quoted in publications like Travel & Leisure and Time. Bilingual in Spanish, she's…
Madison Hoehn
Editor, Credit Cards
Madison Hoehn is an editor on the Bankrate credit cards team. She’s passionate about making readers feel seen and meeting them where they are in their credit card journey.
Maggie Kempken
Senior Editor, Insurance
Maggie Kempken is an insurance editor for Bankrate. She helps manage the creation of insurance content that meets the highest quality standards for accuracy and clarity to help…
Maggie Klokkenga is a CERTIFIED FINANCIAL PLANNER™, CPA, AFC®, and the founder of Make a Money Mindshift, a financial coaching firm in central Illinois.
Mallika Mitra
Contributor, Investing
Mallika Mitra is a freelance writer and editor. She was previously a writer and editor at Money, where she wrote a weekly newsletter about investing, and a wide range of stories…
Marc Wojno
Senior banking editor
Marc Wojno is a seasoned and accomplished finance editor and writer with more than two decades of experience editing and writing across a variety of news platforms including…
Marcos Cabello
Writer, Banking/Deposits
Marcos Cabello is a banking writer at Bankrate, where he’s dedicated to helping readers make the best decisions about their finances. Previously, Marcos wrote about money for…
Margaret Drummond
Former Director of Content, Credit Cards
Margaret Drummond is a personal finance expert focused on creating content that helps consumers increase financial wellness, wherever they are in their individual journey.
Margaret Wack
Contributor, Personal Finance
Margaret has written for Money Under 30, MoneyGeek, The Simple Dollar, CreditCards.com, Interest.com and Fiscal Tiger, among other publications. She writes about subjects…
Mariah Ackary
Former Editor, credit cards
Mariah Ackary is a former personal finance editor for Bankrate.
Mariah Posey
Editor, Insurance
Mariah Posey is an auto, home and life insurance editor and writer for Bankrate.com. She aims to make the insurance journey as convenient as possible by simplifying industry lingo…
Mark Hamrick
Washington Bureau Chief, Senior Economic Analyst
Mark Hamrick is Washington Bureau Chief for Bankrate. He is a national award-winning business and financial news journalist.
Marlese Lessing
Writer, Small Business Loans
Marlese Lessing has been a writer for Bankrate since 2022. She brings a love of business finance and storytelling to her content creation expertise, alongside a background in B2B…
Mary Beth Eastman
Contributor, Credit Cards and Personal Finance
Mary Beth Eastman is a contributor to Bankrate, offering expert research and experience on all forms of credit, including credit cards and loans.
Mary Wisniewski
Former editor, Banking
Mary Wisniewski is a former banking editor for Bankrate. She oversees editorial coverage of savings and mobile banking articles as well as personal finance courses.
Matthew Goldberg
Senior Consumer Banking Reporter
Matthew Goldberg is a consumer banking reporter at Bankrate where he uses his more than 13 years of financial services experience to help inform readers about their important…
Mercedes Barba
Former senior investing editor
Mercedes Barba was a senior investing editor at Bankrate. Prior to this, Mercedes served as a senior editor at NextAdvisor.
Meredith Hoffman
Former Reporter, Credit Cards
Meredith Hoffman is a former personal finance writer covering credit card news and advice at Bankrate. She is originally from Columbia, S.C., and received her bachelor's degree…
Micah Murray
Contributor
Micah Murray began writing about personal finance as a side hustle in 2018. By 2019 he quit his full-time job and dove head first into his new passion: helping others build their…
Michele Petry
Senior editor, Home Lending
Michele Petry is a senior editor for Bankrate, leading the site’s real estate content.
Michelle Clardie is a seasoned investor who’s been writing professionally about saving and investing since 2017. She used the investment advice she covered to quit her day job…
Natalie Todoroff
Writer, Insurance
Natalie Todoroff is an insurance writer and industry analyst for Bankrate. She is based in San Francisco and holds a personal lines insurance license.
Natasha Cornelius, CLU
Editor II, Insurance
Natasha Cornelius, CLU, is an insurance editor for Bankrate, specializing in auto, home and life insurance.
Nell McPherson
Former Banking editor
Nell McPherson is the former banking editor at Bankrate, where she led a team of reporters dedicated to helping readers make the best decisions about their savings and checking…
Nicole Dieker
Contributor, Personal Finance
Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance,…
Nina Semczuk
Senior Editor, Wealth
Nina Semczuk is a senior wealth editor on the Bankrate team. In previous roles, she’s worked on content for SmartAsset, MagnifyMoney, LendingTree, Money, Fairygodboss and The…
Nouri Zarrugh
Senior Editor, Credit Cards
Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. His areas of expertise include credit card strategy, rewards…
Pippin Wilbers
Editor, Personal and Auto Loans
Pippin Wilbers is a Bankrate editor specializing in personal and auto loans. Pippin is passionate about demystifying complex topics, such as car financing, and helping borrowers…
Poonkulali Thangavelu
Former Senior Writer, Credit cards
Poonkulali Thangavelu is a senior writer and columnist at CreditCards.com and Bankrate, addressing debt and credit card-related legal and regulatory issues.
R.E. Hawley
Senior Writer, Insurance
R.E. Hawley is a senior writer for Bankrate. Prior to joining Bankrate’s insurance editorial team in 2024, they worked as senior writer for a popular car ownership and insurance…
Rachel Christian
Investing reporter
Bankrate writer Rachel Christian covers investing and wealth management. She became a Certified Educator in Personal Finance (CEPF) with FinCert, a division of the Institute for…
Raija Haughn
Writer, Student Loans
Raija Haughn is an associate writer for Bankrate specializing in student loans. She is passionate about helping people make financial decisions that will benefit them long term.
Raychelle Heath
Personal Finance Contributor
Re'Dreyona Walker
Associate Editor, Credit Cards
Re'Dreyona Walker is an editor for Bankrate and CreditCards.com, focusing on product guides and reviews. As a personal finance expert, she is dedicated to providing honest product…
Reagan Homan
Former writer, Insurance
Reagan Homan is a former insurance writer with a focus in auto and home insurance. She writes about insurance to help educate readers on how to better safeguard their assets.
Rebecca Betterton
Writer, Auto Loans and Personal Loans
Rebecca Betterton, a Certified Financial Education Instructor℠, is a writer for Bankrate who has been reporting on auto loans since 2021.
Rebekah Hovey
Former Editor, credit cards
Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Rebekah holds a bachelor’s degree with a…
Rebekah Personius
Insurance Editor
Rebekah Personius is an insurance editor for Bankrate. She coordinates the creation of educational insurance content that helps people make informed insurance decisions. Rebekah…
Rebekah Rosado-Evans
Editor II
About the author
Rebekah is an Editor II on the Bankrate credit cards education team. She loves sharing educational insight with those who are looking to learn more about…
Reena Thomas, Ph.D.
Editor II, Credit Cards
Rena Goldman
Contributor, Personal Finance
Rena Goldman is a freelance writer for Bankrate. She has over a decade of experience as a journalist and editor for national publications, lifestyle brands, and trade publications…
René Bennett
Banking writer
René Bennett is a former writer for Bankrate, reporting on banking products and personal finance.
Rhys Subitch
Editor, Personal Loans, Auto Loans, and Debt
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.
Rob Schnabel
Former Marketing Manager, Homes
Robert Thorpe
Editor, Personal Finance
Most recently before joining Bankrate, Robert worked as an editor and writer at The Ascent by The Motley Fool, covering a number of personal finance topics, including credit…
Robin Saks Frankel
Writer, Credit Cards
Ronda Sunderhaus
Senior compliance associate, Bankrate
Ronda Sunderhaus has been a licensed insurance agent since 2013 and is a senior compliance associate in the insurance field.
Ruben Caginalp
Former associate writer, Home Lending
Ruben Çağınalp is a former associate writer on Bankrate’s Home Lending team. A graduate of Fordham University, he began his professional career with Bankrate in January 2022,…
Ryan Flanigan
Writer, Credit Cards
Ryan Noonan
Former Writer, Credit Cards
Ryan Noonan is a former writer for Bankrate and CreditCards.com and is a graduate of the School of Journalism at Ohio State University.
Sabrina Karl
Personal Finance Data Expert Contributor
Sabrina Karl loves telling – and especially showing – stories that are conveyed with numbers. Whether it’s data on the nation’s credit card debt or the financial struggles…
Sally Herigstad
Contributor, Personal Finance
Sally Herigstad is a personal finance writer, columnist, author and retired CPA. She wrote a CreditCards.com column called “To Her Credit” for 10 years, answering readers’…
Sarah Brodsky
Personal Finance Expert Contributor
Sarah Brodsky is a freelance writer specializing in personal finance and economics. She has more than 12 years of experience writing about credit, consumer banking and investing.…
Sarah Estime
Former Associate Writer, Credit Cards
As a former staff writer for Bankrate and CreditCards.com, Sarah offers sound advice that will improve your financial life and help simplify topics like travel hacking and credit…
Sarah Foster
Principal U.S. Economy and Federal Reserve Reporter
Principal writer Sarah Foster covers the Federal Reserve, the U.S. economy and economic policy for Bankrate, where she helps readers understand how the world’s most powerful…
Sarah Gage
Senior Editor, Credit Cards
Sarah Gage is a senior editor on the Bankrate team. She is passionate about providing clear, concise information that helps people take control of their personal finances, and her…
Sarah George
Staff Writer, Small Business Loans
Sarah George is a freelance writer who is passionate about helping small business owners understand the complexities of business loans. She has been featured in publications such…
Senitra Horbrook
Contributor, Personal Finance
Senitra Horbrook is a contributor to Bankrate covering personal finance, credit cards, rewards credit cards and travel credit cards. She specializes in content on how to maximize…
Seychelle Thomas
Writer, Credit Cards
Seychelle is a credit card writer at Bankrate and Creditcards.com where she employs a cumulative 10 years of experience in the finance industry to help readers navigate the…
Shannon Martin
Writer, Insurance
Shannon Martin is a licensed insurance agent and Bankrate analyst with over 15 years of experience in the industry. She enjoys helping others navigate the insurance world by…
Sheiresa McRae Ngo
Writer, Consumer Banking/Personal Finance
Sheiresa McRae Ngo is a staff writer at Bankrate. She is known for her expertise in personal finance and consumer affairs topics. Sheiresa's goal is to help people with budgeting…
Siobhan Neile
Personal Finance Contributor
Stephanie Zito
Contributor, Personal Finance
Stephanie Zito is a professional traveler, self-employed humanitarian consultant and collector of credit card points. She shares savvy travel tips that she’s learned firsthand…
Steve Bucci
Credit and Debt Expert Contributor
Steve Bucci has been helping people decode and master personal finance issues for more than 20 years. He is the author of “Credit Management Kit For Dummies,” “Credit Repair…
Steve Dashiell
Editor, Credit cards
Steven Dashiell is an editor for Bankrate and CreditCards.com with expertise in rewards credit cards, financial literacy, and helping consumers build and maintain their credit.
Suzanne De Vita
Senior editor, Home Lending
Suzanne De Vita is a senior editor on Bankrate’s Home Lending team, focusing on mortgage and real estate topics for homebuyers, homeowners, investors and renters.
Tamara E. Holmes
Personal Finance Writer
Tamara E. Holmes is a Washington, DC-based writer and editor. She has written extensively about personal finance topics such as credit cards, homeownership, saving and investing…
Ted Rossman
Senior Industry Analyst, Credit cards
Ted Rossman is a senior industry analyst at Bankrate. He focuses on the credit card industry and helps consumers maximize rewards, get out of debt and improve their credit scores.
Theresa Stevens
Contributor
Theresa Stevens is a contributor at Bankrate.
Thomas Brock
Expert Reviewer, CFA, CPA
Thomas is a well-rounded financial professional, with over 20 years of experience in investments, corporate finance, and accounting. His investment experience includes oversight…
Thomas Nitzsche
Financial Educator, Debt and Credit
Thomas Nitzsche is 15-year veteran at Money Management International (MMI), the leading provider of nonprofit financial counseling and education in the United States.
Tim LaMere
Expert Reviewer
Tim LaMere has worked in the insurance industry for over 20 years.
Tim Maxwell
Contributor, Credit and Real Estate
Tim is a freelance personal finance writer and blogger with a particular focus on credit cards and consumer lending. In 2002, he stumbled upon a copy of "The Millionaire Next…
Tony Steuer
Expert Reviewer, CLU, LA, CPFFE
Tony Steuer, CLU, LA, CPFFE is an internationally recognized financial preparedness advocate, podcaster, and award-winning author. Tony developed the Get Ready Movement to empower…
Tori Rubloff
Senior Editor, Personal Finance
Tori Rubloff is an editor at Bankrate, where she manages staff writers, copyedits feature articles and oversees production of data-driven, timely content that empowers readers to…
Tracy Stewart
Former Senior Editor, Credit Cards
Tracy Stewart is a personal finance writer specializing in credit card loyalty programs, travel benefits, and consumer protections.
Troy Segal
Senior editor, Home Lending
Troy Segal is a senior editor for Bankrate. She edits stories about mortgages and home equity, along with the finer financial points of owning and maintaining a home.
Will Essilfie
Contributor, Personal Finance
Will is a contributor at Bankrate and a lifelong aviation fanatic. He is interested in helping folks discover the world and fostering new communities on a budget using credit card…
Zach Wichter
Former Mortgage reporter, Homes
Zach Wichter is a former mortgage reporter at Bankrate. He previously worked on the Business desk at The New York Times where he won a Loeb Award for breaking news, and covered…
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Meet our expert contributors
Beyond our dedicated team of reporters and editors, Bankrate employs a vast network of personal finance contributors.
They use their connections and subject matter expertise to add depth and authority to our coverage.
Bankrate contributors
Agnes Gaddis
Contributor, Home lending
AJ Dellinger
Contributor, Personal Finance
Alene Laney
Contributor, Personal Finance
Allison Martin
Contributor, Personal Finance
Allyson Johnson
Head of investor relations, Gateway Partners
Anna Baluch
Contributing writer
Anna N'Jie-Konte
Expert Reviewer, MBA, CFP®
Ashlee Tilford
Contributing writer
Ashley Hubbard
Personal Finance Contributor
Ashley Onadele
Contributor, Credit Cards
Autumn Cafiero Giusti
Contributing writer
Barbara Whelehan
Contributing writer
Barry Eitel
Contributing writer
Ben Luthi
Contributing writer
Beth Deyo
Contributor
Bev O'Shea
Expert Reviewer, Debt and Credit
Beverly Harzog
Expert Reviewer, Credit Cards and Loans
Bob Haegele
Contributor
Brandon Renfro, CFP
Contributing writer
Carly Severino
Insurance Contributor
Casey Fleming
Mortgage advisor and author
Chloe Moore, CFP®
Founder, Financial Staples
Chris Birk
Vice President of Mortgage Insight, Veterans United Home Loans
Christopher Murray
Contributor, Personal Finance
Cindy Perman
Editor
Cynthia Paez Bowman
Personal Finance Contributor
Cynthia Widmayer
Insurance Contributor
Dan Rafter
Contributor, Personal Finance
Dana Dratch
Personal Finance Writer
David McMillin
Contributor, Personal Finance
Dawn Allcot
Personal Finance Expert Contributor
Deborah Baldwin
Contributor, Home Lending
Dhara Singh
Former Reporter, Home lending
Diane Costagliola
Contributing writer
Dima Williams
Contributing writer
Dori Zinn
Contributor, Personal Finance
Drew Waterstreet
Contributor, Insurance
Elaine Pofeldt
Small Business Expert and Author of "Your Business Credit" Column
Elizabeth Rivelli
Contributor, Insurance
Ellen Chang
Contributing writer
Emma Woodward
Contributor, Personal Finance
Erica Lamberg
Contributing reporter
Erica Sandberg
Contributor, Credit Cards
Erik J. Martin
Contributor, Personal Finance
Erin Gobler
Personal finance writer
Erin Lowry
Expert Reviewer, Personal Finance
Giovanny Moreano
Contributing writer
Grace Kim
Insurance Contributor
Greg Johnson
Freelance Editor, Credit Cards
Greg McBride, CFA
Chief financial analyst, Personal Finance
Hana LaRock
Insurance Contributor
Heather Grey
Contributor
Holly D. Johnson
Author, Award-Winning Writer
Jackie Lam
Contributing writer
Jamie Johnson
Contributor
Jason Steele
Former contributor, Credit Cards
Jean Folger
Contributor, Home lending
Jeanne Lee
Contributing writer
Jeffrey Beal
President, Real Estate Solutions
Jennifer Bradley Franklin
Contributing writer
Jennifer Calonia
Contributing writer
Jennifer Gorman
Contributor
Jerry Brown
Contributor, Personal Finance
Jessica Blankenship
Contributing writer
Jessica Gibson
Contributor, Insurance
Jessie See
Contributor, Personal Finance
Jill Schlesinger
CFP, Business Analyst Contributor
John Stearns
Senior mortgage loan originator, American Fidelity Mortgage
Joshua Cox-Steib
Contributor, Personal Finance
Julia Carpenter
Freelancer
Julian Dossett
Insurance Contributor
Kacie Goff
Personal Finance Contributor
Karen Roberts
Contributing writer
Kate Peters
Contributor, Home lending
Kay Irvin
Personal Finance Writer
Kendall Little
Former Reporter, Credit Cards
Kenneth Chavis IV
Senior wealth advisor at Versant Capital Management
Kevin Payne
Contributor, Personal Finance
Kim Porter
Contributing writer
Kristina Byas
Contributor, Personal Finance
Lara Vukelich
Insurance Contributor
Laura Adams
Personal Finance Expert Contributor
Lauren Ward
Insurance Contributor
Laurie Garrison
Contributor, Personal Finance
Lea Uradu
Contributor, Personal Finance
Lee Nelson
Contributing writer
Lena Borrelli
Insurance Contributor
Libby Wells
Former Contributing writer, Credit Cards
Lindsay Frankel
Insurance Contributor
Lindsay VanSomeren
Contributor, Personal Finance
Lisa Melillo
Personal Finance Writer
Malcolm Ethridge
Fiduciary financial advisor, CIC Wealth Management
Malik S. Lee
Founder of Felton & Peel Wealth Management
Mallika Mitra
Contributor, Investing
Mandy Sleight
Contributor, Personal Finance
Mark Friedlander
Director of corporate communications, Insurance Information Institute
Mark Hamrick
Washington Bureau Chief, Senior Economic Analyst
Mark Kantrowitz
Nationally recognized student financial aid expert
Mary Beth Eastman
Contributor, Credit Cards and Personal Finance
Mary Blowers
Insurance Contributor
Mary Van Keuren
Contributor, Insurance
Meaghan Hunt
Contributor, Personal Finance
Meg Whitenton
Former writer
Mia Taylor
Contributing Writer
Micah Murray
Contributor
Michael Evans
Contributor, Personal Finance
Michelle Black
Contributing writer
Michelle Honeyager
Contributor, Personal Finance
Miranda Marquit
Contributing writer
Mitch Strohm
Contributing Writer
Moriah Chace
Personal Finance Contributor
Naomi Mannino
Contributing writer
Natalie Campisi
FORMER REPORTER, HOME LENDING
Peter G. Miller
Contributing Writer
Rae Hartley Beck
Contributing writer
Rashawn Mitchner
Former editor, loans
Rebecca Lake
Personal Finance Writer
Rena Goldman
Contributor, Personal Finance
Rick Hoel
Insurance Contributor
Robert R. Johnson
Professor of finance, Creighton University
Roger Wohlner
Contributing writer
Sally Herigstad
Contributor, Personal Finance
Sara Coleman
Contributor, Credit Cards, Insurance
Sarah Li Cain
Insurance Contributor
Sarah Sharkey
Contributor, Personal Finance
Sean Jackson
Contributing Writer
Senitra Horbrook
Contributor, Personal Finance
Shashank Shekhar
CEO, InstaMortgage
Stephanie Zito
Contributor, Personal Finance
Steve Ellis, CPCU, AIC, MBA
Assistant Vice President & Claims Field Manager
Susan J. Wells
Former Contributor, Insurance
Susan Ladika
Contributing Reporter
Suzanne Hollander
Director of Real Estate and Asset Management, City of Miami; Professor of Real Estate Law, Florida International University
Taylor Freitas
Contributor, Personal Finance
Taylor Medine
Contributing writer
Theresa Stevens
Contributor
Thomas Brock
Expert Reviewer, CFA, CPA
Thomas Nitzsche
Financial Educator, Debt and Credit
Tim LaMere
Expert Reviewer
TJ Porter
Contributor, Personal Finance
Tony Steuer
Expert Reviewer, CLU, LA, CPFFE
Veneta Lusk
Contributing writer
Will Essilfie
Contributor, Personal Finance
Zina Kumok
Contributing writer
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