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Years in personal finance
In-house financial experts
Money tools & calculators
- Term
- 10-year fixed
- Rate
- 4.80%
- APR
- 5.14%
- Term
- 15-year fixed
- Rate
- 4.92%
- APR
- 5.16%
- Term
- 30-year fixed
- Rate
- 5.82%
- APR
- 5.98%
Bankrate “top offers” represent the weekly average interest rate and average of APRs among top offers featured on Bankrate for the loan type and term selected, as of September 1, 2024.
Current mortgage trends
Bankrate “top offers” represent the weekly average interest rate among top offers featured on Bankrate for the loan type and term selected, as of September 1, 2024.
“National average” is determined by averaging interest rate information provided by 100-plus lenders nationwide. The current national average 30-year fixed mortgage APR is 6.42% as of September 1, 2024.
Today’s top CD rates
- Term
- 6 Month
- APY*
- 4.56%
- vs Nat Avg
- 2.79%
- Term
- 1 Year
- APY*
- 4.66%
- vs Nat Avg
- 2.85%
- Term
- 5 Year
- APY*
- 3.80%
- vs Nat Avg
- 2.37%
Current CD trends
Bankrate “top offers” represent the average of the top CD offers from the institutions we track, featured on Bankrate as of September 1, 2024.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs. The current national average for a one-year CD is 1.81% as of September 1, 2024.
Today’s top savings rates
- Type
- Savings
- APY*
- 4.65%
- vs Nat Avg
- 4.06%
- Type
- Money Market
- APY*
- 3.64%
- vs Nat Avg
- 3.18%
Current savings trends
Bankrate “top offers” represent the average of the top savings account offers from the institutions we track, featured on Bankrate as of September 1, 2024.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs. For savings, the current national average is 0.59% as of September 1, 2024.
Experts in all things finance
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About Bankrate![Greg McBride](https://www.bankrate.com/f/102997/284x296/e82ff353b1/br-expert-greg.png?auto=webp&optimize=high)
Chief Financial Analyst
![Sarah Foster](https://www.bankrate.com/f/102997/284x296/7fb8678166/br-expert-sarah.png?auto=webp&optimize=high)
Principal U.S. Economy Reporter
![Mark Hamrick](https://www.bankrate.com/f/102997/284x296/4056ed19a3/br-expert-mark.png?auto=webp&optimize=high)
Senior Economic Analyst
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